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Risk and Capital Management of Disability
big question will be, who is going to have the primary offset, group, LTD or ID? This may cause problems ... is reinsured. This creates an opportunity for direct writers to reduce their RBC by reinsuring the exposure ...- Authors: Michael Lachance, Stephen Maher
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Capital management - ERM; Health & Disability>Disability insurance; Reinsurance>Health reinsurance
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Adverse Selection in Disability Insurance
to stay with you for a short time, so they don't care if you make money or not. We are prone to focus ... participation and simplified medical underwriting as primary risk controls and describe what I see as some of ...- Authors: Douglas Taylor, Scott Haglund, Frederick Flores
- Date: Jun 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Voluntary Group Disability Products
particular areas that you'd like to hear about, would you care to approach the mike at this time? Voluntary ... longer-term contracts, I've been representing a direct company but working with an expert reinsurer on ...- Authors: John Ladley, Howard L Rosen, Michael Fish
- Date: Jun 2002
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Individual Disability Income Contract Provisions
time has been approved in all states, and the full direct offset approach that Jack Caton developed at AUL ... The problem arises from inflation. If you put a direct offset provision in a 416 OPEN FORUM fixed ...- Authors: Charles Habeck, Michael L Kellen, Gerald S Parker, Sherryl Peek, David E Scarlett
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Keys to Successful Financial Management of Disability Products
including pensions, medical and long- term care. Steve’s primary focus for the last 13 years has been in ... disability, dental, personal accident, long-term care and stop-loss medical products offered through ...- Authors: Stephen Mitchell, Stephen Tenaglio, Steven Schoonveld, James DePre
- Date: Oct 2003
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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'Once More unto the Breach': An Overview of the Disability Insurance Market
could go into a little story about each one. Health care reform, for example, hit the group business in a ... Health care reform also hit from a claims perspective, relative to doctors and the health care segment ...- Authors: Gordon G Dinsmore, Charles Meintel, Howell M Palmer, David E Scarlett
- Date: Oct 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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All Lines Insurance Operations
insurance opera- tions, including differences between direct insurance and reinsurance operations. 2. Solvency ... insurance operations, including differences between direct insur- ance and reinsurance operations. Also, we ...- Authors: Charles C Hewitt, Frederick Kilbourne, Frederick J Knox, W James MacGinnitie, Roy R Anderson
- Date: Apr 1977
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Individual Disability Income Product and Experience Trends and Group Long-Term Disability Product and Experience Trends
certainspecialties have been impactedmore by managed care in the recent past than general practitioners, we ... perspective, all kinds of things happened, such as health care reform coming to a head, which had a dramatic effect ...- Authors: Thomas Corcoran, Albert Riggieri, David S Mogul, Robert G Taylor
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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The Future of Individual Disability Income
population, we put an increased focus on long-term care. We have tried to build connections between our ... individual disability products and our long-term-care products to try to have more appeal for that market ...- Authors: Michael B Koopersmith, David Simbro, Daniel D Skwire, Mark McGuire
- Date: May 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Business Uses Of Individual Disability Income Products
tendency to want at least a 50% retention by the direct writer. It's time for a change. Business net worths ... with many of these new capital draw type concepts, care must be taken to avoid having these Waccounts" taken ...- Authors: David L Baxter, John M Lenser, Richard B Marx, Gerald S Parker
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance