Description: This article summarizes a session at a recent SOA meeting that featured numerous short presentations on underwriting ideas. The focus was on areas such as, process improvement, improved underwriting information, middle market penetration, and organizational issues.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss various underwriting topics, including larger amounts of insurance and higher limits on premium waiver and accidental death benefits, larger non-medical limits, impairments, substandard underwriting classes, and aviation risks. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: Discussion of financial underwriting issues and methods for individual life insurance. Followed by discussion papers submitted by several authors

Description: From a session at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999 Panel examines differences in risk assessment and underwriting that may be involved with doing business in a foreign country.

Description: This report presents the results of a survey conducted by the Older Age Underwriting Practices Survey Subcommittee. The purpose of this survey was to elicit feedback regarding underwriting guidelines, requirements and practices utilized in the assessment of older age applicants.

Description: Presented at October 1996 Annual Meeting. Discusses the latest developments in underwriting and their potential impact on mortality, and the most recent mortality statistics.

Description: This session, from the June 2000 San Diego meeting of the Society of Actuaries, discussed ways the actuary can help the underwriter. Discussion included: 1. Overview of protective value theory 2.Simplified cost/benefit methods designing efficient underwriting rules.

Description: This presentation is a concurrent session from the 1991 Meeting of the Society of Actuaries, held April 18-19 in New Orleans. The panelists discuss level term insurance, preferred risk underwriting, and the impact of proposed NAIC Actuarial Guideline XXX on statutory reserves. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 1.

Description: This article is based on a presentation made by the author at the Spring 2005 meeting of the Society of Actuaries. In a survey conducted in early 2005, many managers of simplified underwriting programs said that they were upgrading or testing products utilizing new underwriting tools. This article discusses the survey and lessons to be learned.

Description: 1999 SOA Annual Meeting, San Francisco. The panel examined challenges posed by the onset of the 21st century to the underwriter and the actuary. Questions addressed included: 1. How can the underwriting process be expedited without surrendering required mortality margins? 2. What different information is needed? 3. Where will this information come from? 4. Who will obtain it and how will it be delivered? 5. How will the actuary assess the real value of these new sources?