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Measuring Interest Margins-Part 3-Measuring Required Interest
contribute to a defined contribution plan often direct a portion of their contributions into a GIC. Depending ... rate call option on the plan contributions. One primary difference between a GIC and an SPDA is the ability ...- Authors: Frederic W Corwin, Peter B Deakins, C Elam, W Palmer
- Date: Apr 1990
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Finance & Investments; Life Insurance>Pricing - Life Insurance
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Individual Insurance Pricing Theory
planning activity; if the actuary isn't also the primary architect of the company's planning process it ... We discovered that answering these questions has direct impact on our parti- cipating insurance pricing ...- Authors: Peyton J Huffman, John K Roberts, Claude Thau, John E Tiller
- Date: Oct 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Dynamic Product Development
As a matter of fact, it might already be taken care of elsewhere. It could be a life insurance need ... terms of packaging of life, disability, and health-care products? Mr. Stern: Well, I think if we can get ...- Authors: Philip J Cernanec, Mark Milton, Application Administrator, Larry Stern, James A Wiseman
- Date: May 1999
- Competency: Leadership>Change management; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Pricing - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
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Preferred Risk Plans: Should We Have Three Classes or Six?
attention to Select Quote television ad and Matrix Direct on the radio and anything else they hear about ... number of classes offered by the majority of your primary competitors? Once again, we're talking about those ...- Authors: James Atkins, Allen Klein, David A Rains, Jennifer K Richards, Carl J Macero
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Asset-Liability Management and Product Pricing In A Low-Interest-Rate Environment
average five-year Treasury. We think that's the primary cause. A better test would be to find out if this ... do this. A lot of people in your company have direct incentives tied to sales. You're not going to make ...- Authors: Henry Ramsey, Kimberly Curley, David Weinsier, Kimberly Roalkvam
- Date: Jun 2004
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Enterprise Risk Management>Risk measurement - ERM; Life Insurance>Pricing - Life Insurance
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Selected Individual Life Topics
along through a lower premium. I suspect that the primary reason for this preference lies in the simplicity ... development, it seems to me that they should have a primary role as the source of new product ideas. Most of ...- Authors: Paul J Overberg, Rodney R Rohda, Phillip A Turberg, Robert James Jordan
- Date: Apr 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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The Next Generation Universal Life
continue to be the primary distributors for UL insurance. Banks, through direct relationships and through ... 1000, so that is the marketplace to which I will direct my comments. We will discuss trends in sales, ...- Authors: Daniel Byrne, Deanne L Nezas, Ken McCullum, Daniel Towriss
- Date: May 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life; Public Policy
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Individual Life Product Update
to justify that your conversion credit has some direct connection, generally based on the level of underwriting ... have riders. Now, that may include a rider on the primary insured, but I don't have the break-out. But I ...- Authors: Melvin J Feinberg, Mitchell Katcher, Sandra Potasky, Erica B Querfeld
- Date: Oct 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life
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Revisiting the Pricing of Your In-Force
thing that we do when we get informa- tion from a direct company is look at credibility. There are many ... underwriting requirements versus the study. Typically direct company underwriting standards will get tougher ...- Authors: Ronald Klein, Martin Snow, Rachel M Hancock
- Date: May 1995
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>General business skills
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Life Insurance>Pricing - Life Insurance
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Adjustable Life Products
current versions of Adjustable Life, there is a direct tie-in between the cash values, the reserves, the ... result in an easier placement of rated policies, but care must be taken that the policyholder realizes he ...- Authors: John E Aschenbrenner, Gerald R Chapman, Samuel H Turner, Alice M Neenan
- Date: Jun 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance