Description: We have for many years looked into the demographic, economic, social, and political trends that are going on here in the United States and have concluded that the future of our industry lies in the full financial services concept.

Description: This discussion looks at the effect of recent economic conditions on the volume and distribution of new business, recent trends in lapse rates and recent expense rates. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This discussion reviews recent developments in connection with the 1958 CSO Table and looks at the latest developments with respect to high cash value minimum deposit plans. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This is a discussion about underwriting standards for life and health insurance. From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2

Description: This discussion is about the persistency experience of individual members under professional association plans. From Transactions of Society of Actuaries 1961 Vol. 13. pt.2

Description: This discussion is about what mortality and expense bases are appropriate for the determination of rates for the one-year term dividend option. From Transactions of Society of Actuaries 1961, Vol. 13 Pt. 2

Description: In an endeavor to reach some conclusion as to our real liabilities for such benefits, we have made a double valuation of our outstanding disability benefits, using 1 a maximum or conservative basis and 2 a minimum or liberal basis. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: This discussion on graded premiums looks at the effect of graded premiums on the volume of life insurance written, any problems which have developed from the operating, policyholder or agent perspective and emerging trends. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This paper examines five problematic areas of the Life Insurance Company Income Tax Act of 1959 including the 10-for-1 rule, the deduction for investment income on qualified pension and profit-sharing plans, limitations on certain deductions, policyholder surplus account and shareholders surplus account. A discussion of the paper follows. From Transactions of Society of Actuaries 1976, Vol. 28.

Description: These are discussions of the following research papers: 1. 'Actuarial Functions as Expected Values' by John A. Fibiger and Stephen G. Kellison, and 2. 'A New Look at Gain and Loss Analysis' by Arthur W. Anderson. From Transactions of Society of Actuaries 1971, Vol. 23, Pt. 1, No. 66 AB.