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Voluntary Salary Deduction Programs And Voluntary Association Insurance
deduction plans to large employers. One of the primary thrusts for GUL has been its use as a replacement ... company marketing in the group arena. One of the primary motivations for companies to develop GUL products ...- Authors: Thomas Coulter, Darlene H Davis, K Bruce Kenyon, David Montgomery, Mark A Tullis
- Date: Apr 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Group plans - Life Insurance
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Evaluating Financial Aspects Of Different Distribution Systems
first year lapse rate was quite good relative to direct general agency business. By the way, our agency ... generates an extra company allowance relative to direct GA business. Since we are not about to differentiate ...- Authors: Jay Jaffe, William C Koenig, James Merwald, John David Moorhouse, James Van Elsen
- Date: May 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
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New Forms Of Agency Compensation - Impact On Product Design And Company Profitability
they were going pell-mell into televi- sion and direct mail marketing. The company hired some guy from ... you have the ego gratification of ownership as a direct owner of the company then I think the AOC can ...- Authors: Harold G Ingraham, Robert W MacDonald, Philip Polkinghorn, Ted Bernstein
- Date: Oct 1986
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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Health Maintenance Organization -HMO- Pricing Techniques.
announcing the introduction of some new managed care product, which is to be offered to employers in ... frenzy of activity has kept actuaries in the health care industry busy, if not extremely overworked. I'd ...- Authors: David W Krueger, David Ogden, Harvey Sobel, James B Little
- Date: Apr 1987
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health care
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Health Insurance Tax Reserves
problematic for certain types of coverage like long-term care, for example, where it's arguably equitably be_er ... getting to one-year preliminary term on long-term care, or on return of premium disability income? In our ...- Authors: Joseph Michel, Edward Robbins, Charles J Auer, Richard J Burness
- Date: Apr 1992
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Association Group
our Milwaukee office which we tried to market by direct mail in the state of Ohio. We received one response ... all the profits through the expense loadings. Direct mail, which is the classic approach for professional ...- Authors: John C Antliff, Bruce Carlson, Yumay Lee, Richard Vaughan
- Date: Oct 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Group plans - Life Insurance
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Profit Measures in Pricing: Their Use and Interpretation
investors look at return on equity, they don't care whether the return on equity on your term portfolio ... use profit margin as your primary measure? How many use IRR as your primary measure? That is a little ...- Authors: Application Administrator, Vratislav Vodrazka
- Date: May 2002
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Enterprise Risk Management>Financial management; Life Insurance>Pricing - Life Insurance
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Reinsurance From Ceding Company's Standpoint
reason is that a shopping program will expand our direct business. The portion that we retain, of course ... more cautious at claim time than you are as a direct writer. That's something you need to discuss at ...- Authors: John E Bailey, Andrew Bodine, Paul H Pearson, William A Porter
- Date: May 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance>Life reinsurance
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Medicare Prescription Drugs
has more than 12 years of experience in the health care field. In 2003, Corey presented an actuarial equivalence ... asked, "What happened in 2003 and why should you care?" That, perhaps, is not a question that's terribly ...- Authors: Janet Carstens, Corey Berger, Brian Glassman, Ted Marmor
- Date: May 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Social Insurance>Medicare
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The New Income Replacement Policies
have as many built-in statutory problems as health care expense insurance, because most legislators are ... that periodically adjustable policies with full direct off- set provisions for social insurance have been ...- Authors: David L Baxter, John C Caton, Charles Habeck, W Duane Kidwell, Gerald S Parker
- Date: May 1982
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance