Description: This paper examines the social structures that are determining retirement for female Baby Boomers, and what can be done for these women to reflect the shift from shared responsibility to individual responsibility for retirement security. From Retirement Needs Framework, M-RS00-1.

Description: This paper focuses on the situation of women at high ages and the implications of longer life for women. This paper draws on and brings together work done by the Society of Actuaries in connection with the 2005 post-retirement risk survey, work from Social Security administration studies, U.S. government census data, WISER, the MetLife Mature Market Institute and papers funded by the Social Security research center.

Description: Chapter 5 explores the data suggesting that not only is the mortality rate greater for men, but that the rate is greater for men at all age groups. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.

Description: Chapter 8 states that there is great difficulty in projecting future mortality levels - the changing sex mortality differential is only one of the uncertainties. Some widely varying opinions for the future are offered. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.

Description: Chapter 9 conclusions suggest that males have higher mortality throughout the world, at all ages, and for the vast majority of diseases. Evidence also suggests that there are significant biological reasons for the sex mortality differential, but these can be masked by environmental and behavioral factors. The author looks to the Human Genome Project for further understanding of this question. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.

Description: The author highlights the unappreciated social challenge looming, the significant number of widows from the baby Boom generation. There are financial vehicles that address these risks but no easy answers to the added risks and expenses that women bear by having longer life expectancies.

Description: This is an Excel workbook that contains detailed reviews of the literature that was searched in the course of a study that explored pre-retirement influences on attitudes and decisions regarding retirement. The research study, conducted by Linda Smith Brothers, reviewed sixty papers written since 1990, and summarized their important points under several categories. The workbook contains a description of the specific categories covered and how they are addressed by each of the sixty papers that were reviewed.

Description: Chapter 7 suggests that there are two general families of hypotheses about the sex mortality differential: constitutional - biologic/genetic, and external - social/cultural/environmental/behavioral. The author gives a thorough review of the literature and studies performed. The conclusion offered is that there are significant biological reasons for the differential, but that these are often masked by environmental factors. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.

Description: This report highlights the findings of the 2009 survey and focuses on issues in the survey specifically as they relate to retirement concerns unique to women.

Description: Some of the methods used to measure the sex mortality differential are life expectancy, death rates at a given age, age-adjusted death rates, and average age at death. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.