Description: Essay reforming healthcare where participants have a vested interest in reaching the best answer.

Description: The question of sex discrimination in employee pension plans in life insurance programs is only part of the more general issue of risk classification. Challenges to the old ways of classifying risks are not limited to pensions or to life insurance. It also impacts auto insurance, health insurance, and all other areas. However, for this discussion we will concentrate on sex discrimination in pension and retirement plans. From Record of the Society of Actuaries 1979, Volume 5, No. 1.

Description: This 1980 session is about effect of government actions and consumerism on product design and pricing. Areas addressed: 1. What have been the most important regulatory and consumerist actions in the past decade as related to products, their marketing and the overall operation of a life insurance company? 2. What will be the most important actions in these arenas in the next decade? 3. What specific impact have these regulatory and consumer actions had on companies in the past decade and will they have in the coming decade? 4. What true value has accrued to consumers and the public because of these actions, and what impact will they have in the next decade? 5. Is there an acceptable relationship between the value of these benefits and the cost to the companies of providing them?

Description: 1973 SOA Regional Meetings, Saint Paul and San Francisco. This paper provided a summary of several concurrent sessions from the referenced meetings including: 1. PRICE DISCLOSURE AND COST COMPARISON. 2. INDIVIDUAL LIFE AND HEALTH UNDERWRITING. 3. TIME SERIES ANALYSIS AND FORECASTING. 4. INDIVIDUAL HEALTH INSURANCE - PROBLEMS AND PRODUCT TRENDS. 3. VARIABLE LIFE INSURANCE. 6. POLLUTION, POPULATION, AND THE QUALITY OF LIFE. 7. HEALTH MAINTENANCE ORGANIZATIONS.

Description: 1973 SOA Annual Meeting. This paper provided summaries of several concurrent sessions from the referenced meeting including: 1. NEW DEVELOPMENTS IN GROUP LIFE AND HEALTH PROGRAMS. 2. MARKETING INDIVIDUAL ORDINARY INSURANCE. 3. ACTUARIAL LITERATURE. 4. INDIVIDUAL DISABILITY INCOME INSURANCE. 5. GROUP SURVIVOR INCOME BENEFITS. 6. GROUP LIFE AND HEALTH - EXTERNAL DEVELOPMENTS. 7. PENSION PLAN FINANCIAL REPORTING.

Description: This discussion on group coverage covers contingency reserves, pool assessments related to war risks, interest assumptions for group annuities, annual statement handling of group deposit administration business, disability provisions of pension plans, and conversion to individual policies upon termination from a group plan.

Description: The discussion covers the implications of the current research of the Human Genome Project and explores the impact on public health. The presentation addresses how the research affects the life insurance industry. From the Record of the Society of Actuaries, Volume 27, No. 2, Session 4

Description: Discusses new-product displacement of in-force policies, critical-resource management, agency considerations, and monitoring experience. From the 1987 Record of Society of Actuaries, Vol. 13, No. 2.

Description: This panel discussion focuses on effective product management of life insurance. Areas addressed include definition of effective product management, internal organization required, establishment of objectives for a product line, coordination of company activities with respect to initial design, and monitoring.

Description: This discussion is about group life insurance for employees on leave due to military service, methods for estimating group dividend liabilities, and issues in the underwriting of Group Hospital Expense insurance.