Description: Follow up to the study 2014 GLTD Termination Table study. Reporting on recent experience and relative to the parameters underlying that table examined.

Description: The 2013 Individual Disability Income Valuation Table (2013 IDIVT) approved by the NAIC as the new statutory minimum reserve morbidity basis.

Description: Provides morbidity experience under individual loss-of-time policies during the full first year of the benefit period. Separate accident and sickness tables are included.

Description: Covers disability experience for employer/employee groups for the period 1975 - 1979.

Description: The results of the Large Group Medical Claims Study will be presented. Twenty-six insurers participated and nearly 200,000 claims were studied. Factors of the study included plan type, deductible level, hospitals versus other charges, age and gender of claimant, diagnosis, and ZIP code. From the Record of the Society of Actuaries, Vol. 21, No. 3b.

Description: Report to give actuaries practical information and guidance on LTD claim credibility for case level pricing and underwriting. Stage 2 of the GLTD Credibility Study, this analysis was expanded using the industry data gathered during Stage 1.

Description: Covers the experience for the year 1981. Part 1 provides experience for the first year of the benefit period and part 2 provides the 2nd and 3rd year experience.

Description: Table of Contents of the 1975 Reports of Mortality and Morbidity Experience.

Description: This is the 1978 report of the experience under certain ordinary waiver of premium benefits between 1959 and 1974 anniversaries.

Description: A 1981 two-part study covering experience under individual loss-of-time policies in the first and second years of the benefit period.