Description: Data on morbidity, loss ratios, actual-to-expected continuance rates, and lapse rates for disability insurance, and discussion of the implications with respect to legislation, product design, pricing, underwriting, and marketing. This presentation was made at the 1975 SOA Los Angeles Spring Meeting.

Description: This session is about health insurance cash-flow testing through liability and asset modeling for individual disability income insurance and health valuations. From Record of Society of Actuaries Vol. 19, No. 1B.

Description: Presented at June 1996 Spring Meeting. This panel examines current issues involving disability income reinsurance, presented from both the insurer and reinsurer viewpoints, including: recent reinsurer experience, problems facing DI writers, and uses of reinsurance.

Description: Panelists at this session of the SOA 1998 Maui II Spring Meeting discuss the opportunities and obstacles carriers face when integrating workers' compensation with short-term disability and/or long-term disability and/or medical insurance and whether integration can deliver positive results.

Description: Presented at June 2002 Spring Meeting. Discusses the types of combination products currently on the market, as well as the challenges and opportunities involved in designing new types of combination products.

Description: The panelists in this session at the SOA 2003 Vancouver Spring Meeting discuss the outlook for the individual disability business including sales potential, nontraditional approaches to the market, and risk management issues.

Description: This discussion focuses on forms of insurance protection for long-term disability provided under individual policies and various types of group policies. This panel also discuss the experience available for determination of premium rates and reserves under aforementioned polices. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This panel discussion session from the 1981 SOA Spring Meeting focuses on marketing approaches for disability income. From Record of Society of Actuaries 1981, Vol. 7, No. 1.

Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: After many years of decline, the individual disability insurance industry is now experiencing double-digit growth in sales and profits. Attendees learn about quantitative and qualitative evidence of opportunities that exist in the individual disability market, along with specific varying product approaches. From the Record of the Society of Actuaries, Volume 29, No. 1, Session 22