Description: AG 49 pertains to illustrated life insurance products with a crediting rate tied to an index. The guideline discusses the maximum illustrated credited rate and format changes to illustrations.

Description: This is an excel spreadsheet with some data pertaining to an article of the same name from the Product Development News

Description: This article discusses the development process and the impact of implementing levelized commission products.

Description: This article asks the question, Is It appropriate to underwrite changes to UL death benefit options?

Description: This is an article about term mortality and lapses and related premium structures.

Description: This article reviews the topics discussed at the December 2004 meeting of the Life and Health Actuarial task force. The covered topics include Actuarial Guideline 38 and Reserves for Variable Annuities C-3 Phase 2 reserves.

Description: Discusses Product Development Section activities at the upcoming SOA Annual Meeting in the fall.

Description: This article discusses a recently completed RGA in-depth study that looked at assumptions and experience for lapses and mortality at the end of the level premium period for level term business.

Description: This article provides a summary of the results from a recent Milliman survey. Survey results provide UL/IUL carriers with a benchmark to evaluate their practices relative to those prevalent in the industry.

Description: Defines Accelerated Underwriting programs as a transformational trend, and outlines a process for evaluating mortality implications of such programs.