Description: This article highlights the interaction between pricing and corporate. There is a move toward principle-based reserving standards in the United States.

Description: In actuarial work, we are frequently confronted with problems with more than one apparently reasonable answer. This article deals with one of these, where the Federal DAC cost can be applied in an apparently reasonable, but incorrect, manner.

Description: Five Insights from the Society of Actuaries Product Development Survey on how to bring products to market.

Description: Provide high level summary of Indexed Variable Annuities.

Description: The current coronavirus pandemic has caused a number of challenges for life insurers and this article summarizes the operational challenges, namely in two areas. First, the article will discuss the challenges companies are facing to collect traditional underwriting evidence and potential short-term solutions used to overcome these limitations. Second, the actions companies are taking to alleviate the financial difficulties customers may have paying premiums will be addressed.

Description: An overview of Electronic Health Records and how they will enhance risk assessment and automated underwriting in the US.

Description: This article is a summary of a debate at a Southeastern Actuarial Club meeting that looked at the appropriateness of secondary guarantees in UL products.

Description: Highlights from the 2002 Inter-Company Expense Study of U.S. Individual Life Insurance and Annuities.

Description: This is an article about genetics, diagnostic testing and related underwriting of insurance policies.

Description: The article warns actuaries that using predictive models in the underwriting process has a strong potential of inadvertently using variables that are prohibited by law.