Description: This presentation is a concurrent session from the 1980 Meeting of the Society of Actuaries, held April 14-15 in Hartford, Connecticut. The panelists discuss basic concepts, such as definition and reasons for risk classification, availability vs. pricing class, equality vs. equity -special interest groups, appropriate factors for classification, and controllable vs. non-controllable factors. They also discuss American Academy of Actuaries work on risk classification, regulation, future company practice, including preferred risk, non-smoker, guaranteed issue etc., substandard practices, reinsurance, changing trends in underwriting, privacy laws, and related topics. Discussion from participants is included. From the Record of Society of Actuaries, Volume 6, No. 1.

Description: RECORD OF SOCIETY OF ACTUARIES 1981 VOL. 7 NO. 3 This discussion looks at the future of permanent life insurance as of 1981, comparing traditional permanent products to term life, universal life, and non life insurance products. Related uncertain economic environment issues and tax issues are discussed.

Description: This session reviewed the distinctions and blurring of those distinctions between group and individual life insurance. Topics include differences in underwriting, legal constraints, marketing and distribution, and the nature of guarantees provided

Description: Presented at October 1996 Annual Meeting. This session looks at the impact of regulation on the management of insurance operations in Asia, with a particular focus on Japan, which this year 1996 introduced its first major insurance law revision in 50 years.

Description: This is a transcript of a session at the Spring 1975 meeting in NY and highlights disclosure and cost comparison, equal opportunities and human rights legislation and impact on ways of doing business. From Record of Society of Actuaries, Vol. 1, No. 2.

Description: This paper presents the following insurance cases: United States v. Henning, Hogan v. John Hancock Mutual Life Insurance, Mutual Life Insurance Company v. Weigel, Freeport Sulphur Company v. Aetna Life Insurance Company, Mabbitt v. Wilkerson, Mutual Life Ins. Co. v. Daniels, Motors Insurance Corporation v. Robinson, Neff v. Massachusetts Mutual Life Insurance Company, Re Schwarz' Estate from Pennsylvania Supreme Court, Harding v. Pennsylvania Mutual Life Insurance Company, Beley v. Pennsylvania Mutual Life Insurance Company, Aetna Life Insurance Company v. Reed, and Toulouse v. New York Life Insurance Company.

Description: A discussion of the Brazilian Health Industry

Description: A broad discussion of Israel’s Life Insurance Industry

Description: Topics and cases discussed include: Pension Plan Tort Liability for Incomplete Information: Gediman v. Anheuser Busch Deposit with State Treasurer Liability for Release to Insurance Commissioner: Hometrust Life Insurance Company v. United States Fidelity and Guaranty Company.

Description: This discussion covered: 1. The extent to which companies' net earned interest rates have risen above their low points from that of several years ago and 2. The NAICs' new method of dividing amortizable bonds into two classes in the valuation of securities