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Trends In Underwriting
logic and to edit it far outweighed the cost and care of the feeding of the humanoid approvers. By eliminating ... substandard risks. Nonetheless, we are treating, with care, applications suggesting high early lapse rates ...- Authors: James D Brock, Todd G Engelsen, Allan Johnson, Harry A Woodman, Howell C Martyn
- Date: May 1986
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Full Funding Whiplash
plan funding was pretty specific: it really did not care about the actuarial soundness of plans. The extent ... amortization and deficit reduction contribution is a direct result of the asset loss. Also note that $8 million ...- Authors: Kathleen A FitzPatrick, Donald S Grubbs, Matthew Sloan, Helen I Mildenhall, David Jakes, David E Ready
- Date: May 1992
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Pensions & Retirement>Defined benefit plans; Pensions & Retirement>Pension finance; Pensions & Retirement>Pension legislation and regulation; Public Policy; Public Policy
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The Non-Management Of Pension Assets In Relation To Liabilities
payments by future income payments. We don't really care what the discount rate is, we're simply saying they ... we are always approximating. This method is a direct frontal attack to say if we value both sides of ...- Authors: Guy M Cooper, Charles Dean, Raymond E Pinczkowski, Martin Stempel
- Date: May 1984
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Investment strategy - Finance & Investments; Pensions & Retirement>Defined benefit plans
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The Life Insurance Business - The View of Consumerists
contents are well communicated. Competition should take care of the problem if too many different types of policies ... to compare prices, but I don't think that's the primary area where education is needed. LIFE INSURANCE--VIEW ...- Authors: Daphne D Bartlett, Frederick Kilbourne, Barbara Lautzenheiser, Angele Khachadour
- Date: Apr 1981
- Competency: Communication; External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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The Impact of Inflation on Insurance and Annuity Reserve Valuation: The C-3 Risk
The opinions I have are my own, but based on direct exposure. Using this platform, I want to share ... plus contingency reserve. Would any of the panel care to comment on the relation of product design to ...- Authors: John C Angle, Carl R Ohman, Walter Rugland, Charles L. Trowbridge
- Date: Oct 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Asset liability management; Finance & Investments>Capital management - Finance & Investments; Finance & Investments>Portfolio management - Finance & Investments; Financial Reporting & Accounting>Statutory accounting; Public Policy
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Medicare Modernization Act [MMA] - Changes to Employer Health Plans
are accustomed to accruing for the future health care liabilities of the retirees are looking at an opportunity ... capping your contribution to the retirees' health care costs—that will play into what you do going forward ...- Authors: Frank R Kopenski, George Wagoner
- Date: Jun 2005
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Social Insurance>Medicare
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Different Views on Funding Adequacy
promise and the funding. Then the PBGC can help take care of the situation where there’s a discrepancy when ... liability, say 10 or 15 years hence. That was the primary goal. From the Floor: I come from England.- Authors: Christopher M Bone, Richard Daskais, Malcolm P Hamilton, Marilyn Miller Oliver, William J Sohn, Stephen Lee
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Pensions & Retirement>Funding
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The Financial Risk to Life Insurance Companies from Changes in Interest Rates
risk for Non-Par Individual Life Insurance. The primary purpose is to describe both the conceptual and ... book of business because of lapse rather than a direct result of borrowing costs. As noted earlier, this ...- Authors: James A Geyer, Howard H Kayton, Paul F Kolkman, Carl R Ohman
- Date: Apr 1982
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Capital - Annuities; Enterprise Risk Management>Capital management - ERM; Finance & Investments>Asset liability management; Finance & Investments>Capital management - Finance & Investments; Financial Reporting & Accounting>Statutory accounting; Life Insurance>Capital - Life Insurance
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Employers' Accounting For Pensions And Other Postemployment Benefits-Basic Issues
define what financial reporting should do. The primary objective is described as providing information ... position displays the sources and uses of cash. The primary financial statements are supplemented by notes ...- Authors: Barbara J Eversberg, Leonard Mactas, Jack Schechter, Betsy Hollowell
- Date: May 1982
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Relationship Management>Relationships and trust; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Pensions & Retirement>Assumptions and methods; Pensions & Retirement>Defined benefit plans; Pensions & Retirement>Pension accounting
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Select And Ultimate Financial Assumptions In Pension Plan Valuations
structure wouldn't work for multi-employer plans. The primary differ- ence is that, in the single-employer case ... financial assumptions since 1973. Prior to 1973, the primary long-range valuations were based on assumptions ...- Authors: Vincent Amoroso, Thomas P Bleakney, Robert Gordon Cosway, Stephen Goss, T Thomas Simester, PETER J MORGAN
- Date: Oct 1985
- Competency: Technical Skills & Analytical Problem Solving; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Pensions & Retirement>Defined benefit plans