Description: This report identifies and makes recommendations regarding possible exposure measures for pricing and analyzing the risks in cyber insurance. Cyber insurance is an insurance product that is designed to provide protection against the financial consequences of a failure or compromise of an organization’s information system as a result of a cyber event.

Description: The SOA Research Institute is seeking researchers to study the application of geospatial imagery, high-resolution imagery, and artificial intelligence in loss estimate analytics and underwriting within the insurance industry.

Description: Are you interested in discovering key characteristics and the market landscape in the finance industry? Do you want to learn more about decentralized finance (DeFi) with its opportunities, challenges and alternatives? Join us for the Decentralized Finance - Emerging Risks and Opportunities webcast. DeFi is an emerging financial system and its alternatives are a rapidly expanding sector. DeFi alternatives are regarded as an integral part to the support of the this developing ecosystem. Come to this rebroadcast of a webinar completed in Asia back in September where panelists explore DeFi risks and listen to a proposal of the risk classification framework. There is also a live Q&A afterwards.

Description: Feature articles discussing the risks created by climate change.

Description: A non-technical review of two recent general insurance articles published in the SOA's North American Actuarial Journal. The articles reviewed analyze Pay-As-You-Drive Insurance and Usage-Based Insurance.

Description: This report proposes a methodology to isolate crop yield improvement due to technological change and favorable and unfavorable weather.

Description: The cyber insurance market looks like it’s growing—rapidly, in fact. However, there’s more to the cyber insurance market than the outward appearance of strong growth. Worldwide aggregate premium’s upward trend may even be cause for alarm. The increase in premium against a flat rate of insured exposure is a key sign that the market could turn from growth to constriction if a solution isn’t found in the near future. If the cyber insurance sector hopes to reach such lofty goals as exceeding $30 billion in global premium by 2028, it’s going to need more capital. Whether directly into the insurance sector or via support from reinsurance and retrocession, fresh capital should help insurers achieve greater market penetration, build a broader foundation for ongoing expansion, and chart a course for long-term sustainable profitable growth. The same sources capital insurers have used since the early days of the market won’t be enough, though. Thankfully, the insurance linked securities (ILS) market seems poised to help, particularly with several promising recent transactions. New sources of capital could bolster the foundation for future cyber re/insurance growth.