Description: This paper proves that rates and premiums are not needed as input in the rating process.

Description: This report predicts farm-level crop yield distributions in the absence of farm-level yield data.

Description: Overview of the new SOA General Insurance education track.

Description: This research report introduces Delta Boosting as a new member of the boosting family.

Description: Bodily injury coverage pays for injuries and lost work time caused to another person while the insured person is operating a vehicle whether or not the injured person(s) are in a vehicle

Description: This article examines the property losses sustained by homeowners and the economic losses sustained by insurance companies and government agencies due to California wildfires.

Description: Infographic displaying general insurance industry trends and career data.

Description: On June 17, 2019, the Internal Revenue Service published Final Regulations implementing changes to loss reserve discounting under section 846 of the Internal Revenue Code made by the Tax Cuts and Jobs Act. This note addresses changes made in the Final Regulations, particularly modification of rules for determining the interest rate used for discounting, in response to comments from taxpayers on the proposed regulations.

Description: The Society of Actuaries (SOA) Research Institute commissioned a study to understand how insurers are responding to the framework used for climate disclosure practices, attempting to identify current practice and best and emerging practice. Used by firms to ensure they manage climate risk appropriately, the framework from the Task Force on Climate-related Financial Disclosures (TCFD) focuses on disclosure of governance, risk management, strategy, and metrics.

Description: This article focuses on the TCJA’s changes to the provisions for net operating losses (“NOLs”) and highlights some of the challenges surrounding the NOL provisions that insurance companies may face when making business decisions around reinsurance agreements.