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Growth Strategies For Smaller Companies
here from group and pen- sion representatives, to direct response on-site sales locations, and the general ... existing distribution systems such as entering direct response, movement into Group or health insurance ...- Authors: L John Achenbach, Diane Zapisek, John Ladley, Edward J Slaby, Edward J Costello
- Date: May 1984
- Competency: External Forces & Industry Knowledge; External Forces & Industry Knowledge>General business skills
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Product Design/Pricing with Bonus Features
with tomorrow's crisis - today's crisis is health care. Tomorrow's crisiswill be adequate retirementincome ... 65 are going to have to take care of them- selves while they try to care for their parents. That means ...- Authors: Application Administrator, Ted E Becker, Barbara Lautzenheiser
- Date: Oct 1993
- Competency: Results-Oriented Solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Federal Income Taxes - Insured And Annuitant Perspective
level playing fields, and stock/mutual was the primary field it was concerned about. The stock companies ... loans and withdrawals is just about as bad as a direct tax on inside build-up. Others take a more moderate ...- Authors: Application Administrator, David Carlson, Stephen C Eldridge, Douglas N Hertz, Andrew D Pike, Virgil Wagner
- Date: Oct 1985
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Public Policy
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Manufacturing Arrangements
"turn- key" you see the manufacturer takes the primary responsibility for the insurance risk. Sometimes ... pure distribution type approach. And here the primary responsibility again lies with the manufacturer ...- Authors: Leonard Koloms, Thomas J Stoiber, Daniel Winslow, William R Sproul, Harry Taylor
- Date: Oct 1988
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Health insurance; Life Insurance
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Current Activities Related to Deferred Annuities
plus savings where the company is protected by direct recognition of loans. They are currently selling ... results. Perhaps, the final answer must go further - direct recognition plus the investment risk borne by the ...- Authors: Gregory J Carney, Stephen H Frankel, Jay Jaffe, John R Thompson, Cathy H Waldhauser
- Date: Oct 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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What's Next for Annuities?
for medical care, we are going to see a blur of approaches to living arrangements and care arrangements ... Current concepts of long-term care, custodial, nursing, home care, and retirement community living ...- Authors: Thomas J Mitchell, Timothy Pfeifer, Timothy J Ruark, Inger Harrington, Michael Winterfield
- Date: Oct 1996
- Competency: External Forces & Industry Knowledge>Internal forces and business performance; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Titanic of Product Development: Avoiding the Iceberg
Titanic of Product ... customers to help us promote the sale of BMA's direct product though. ... a timely basis to your distributors. They don't care how good your product is. Otherwise, you just shot ...- Authors: Kevin A Marti, Norse N Blazzard, Brian King
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Annuity Persistency Study
customer, and distribution information. Another primary purpose of the analysis is to quantify the relationship ... when there are no surrender charges in effect. Direct- response-sold contracts consistently had the ...- Authors: Society of Actuaries
- Date: Jan 1995
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Annuities; Experience Studies & Data
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A Strategic Analysis of the U.S. Life Insurance Industry Part II: Products
industry, with the emergence of HMOs and managed care companies as the dominant players. However, the ... health business, including disability and long–term care insurance. In the following discussion, we focus ...- Authors: Narayan S Shankar
- Date: Jun 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: The Actuary Magazine
- Topics: Annuities; Health & Disability>Health insurance; Life Insurance
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Current Developments Surrounding Regulations and Standards of Life and Annuity Products
ATKINS: Does anybody think the market could take care of these excesses on its own? MR. MILLER: It demonstratively ... average credit rate tight now is 6-7.5%. I don't care whether you had a discipline scale or an undisciplined ...- Authors: James Atkins, Shane A Chalke, Walter N Miller, Robert E Wilcox
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy