Description: The panelists in this session at the SOA 2003 Vancouver Spring Meeting discuss the outlook for the individual disability business including sales potential, nontraditional approaches to the market, and risk management issues.

Description: The viability and future outlook for the individual disability industry has dramatically improved from where it was 10 years ago. Evidence of this turn–around can be found in the industry's current profitability and its development of new markets. This article discusses where the market stands today.

Description: Presenters in this session 6PD of the New York Annual Meeting share visions of the future for disability insurance with respect to markets, risks, products, profitability, and outline viable strategies for success. From the Record of the Society of Actuaries, Vol. 24, No. 3.

Description: This discussion at the SOA 1990 Dallas Regional Meeting is about current issues in individual disability income market, including underwriting, claim control, product design, sales tactic, management reports, reinsurance and closed block strategies.

Description: This session from the 1984 SOA Toronto Meeting discusses the current developments related to U.S. Social Security and the Canadian governmental disability programs and their impact on today's disability insurance market, financial underwriting for group and individual disability income products and new disability experience and valuation tables. From Record of the Society of Actuaries Vol. 10, No. 4A

Description: Panelists discuss a variety of recent developments in the group disability marketplace, including new risk-based-capital requirements, progress toward a new experience table, and the impact of war and recession. Also discussed was a new catastrophic-event LTD pool originated by John Hewitt & Associates [JHA]. From the 2002 Record of Society of Actuaries, Volume 28, No. 3. Session 81OF of the Boston Annual Meeting.

Description: Provides background on the Brazilian insurance authority's ban of the group life rider benefit for Total and Permanent Disability due to illness, TPD. Then discusses alternative benefits that could be offered as replacements.

Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: In the development of a group long term disability LTD premium scale it is necessary to consider the level of credit that should be given for offset of Social Security benefits. The amount of the Social Security award and the proportion of LTD payments that will be made while the individual is receiving that award should be considered.

Description: Examines the trends affecting the distribution system for the industry's products, and the regulatory and tax environment in which life companies operate. Also looks briefly at the state of competition in the industry.