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Non-Traditional Products for Non-Traditional Marketing Systems
DUTTON o Return of premium products o Long-term care o New product development considerations o Dread ... going to review those products, primarily used in direct response marketing, that offer to return to the ...- Authors: Anthony W Boston, Richard C Dutton, Jay Jaffe, Richard D Pitts, Irwin Lowen
- Date: Oct 1988
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Recent And Future Underwriting Trends
support. Congressman Florio, one of the bill's primary supporters, hopes to pass the bill yet this year ... fraught with difficulties for the underwriter. The primary problem is that the mentally retarded comprise ...- Authors: William M Loucks, Donald MacDonald, Melvin C McFall, Henry D Shaw
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Product Management
the top says we've got to get into the long-term care market. We will design a product, price it, give ... then we decide that these people need long-term care insurance. Since we happen to sell products to the ...- Authors: John Hele, Anne Katcher, Alastair G Longley-Cook, Steven Schreiber, John F Bevacqua
- Date: Jun 1992
- Competency: Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Health insurance; Life Insurance
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Voluntary Benefits - Successful Approaches
administration plan is not really an option. And direct billing, you don't want to do that as well. It ... have as a former employee of Ernst & Young on a direct bill basis. The coverage is portable. And when ...- Authors: Warren Cohen, Sean Gilday
- Date: Oct 2000
- Competency: Professional Values>Practice expertise; Strategic Insight and Integration>Effective decision-making
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability; Life Insurance
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Federal Income Tax and Product Development
providing lower appar- ent cost. But what about direct recognition which naany of us believe is so important ... past. Thesc arc the biggest problem because the direct cost of their insurance has just been increased ...- Authors: Steven W Fickes, Douglas French, Allan D Greenberg, Harold G Ingraham, James Murphy
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Return on Investment in a Rate-Regulated Environment
affected? i. Current rate-regulated environments a. Direct rate regulation-mandated, rate approvals b. Indirect ... Property and Casualty Committee. Since there is no direct rate regulation of most life insurance products ...- Authors: Ardian Gill, Claus S Metzner, George D Morison, Michael Johnson, Irving H Plotkin
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Accelerated Benefits
individual life, as it's marketed by agents, and in direct response sales, and for group life insurance. This ... face-to-face agent sales. The rules for group and direct response products are slightly different, mostly ...- Authors: Stanton L Cole, George S Quillan, Eleanor S Hartley, Nancy Baran, Erica B Querfeld
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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It Is 1998 - Are Your Life Insurance Products Compliant with 7702/A?
cover not only a spouse or a child, but also the primary insured under the policy. That is our issue today ... up is although we have term insurance on the primary insured, is this family term insurance QAB, which ...- Authors: Application Administrator, Cherri R Divin, Larry Stern, K.David Nunley
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Non-Traditional Life Insurance Products - Canada
in developing reserves. Furthermore, there is no direct minimum premium basis specified here and therefore ... themselves merge. We will see more insurance sold by direct marketing. As actuaries we will have to use more ...- Authors: Graham R Dixon, Vernon Hall, Trevor Howes, Mark C Lam, James E McArter
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Rear End Loaded Products
uni- versal life, advertised that there is "no direct expense charged to the persistent policyholder" ... the United States. Although this does not have a direct affect on our topic of rear end charges, it does ...- Authors: Dennis Carr, James Glickman, Harold G Ingraham, Gregory J Kaiser, William Schnaer
- Date: Oct 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance