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Individual Life Insurance Retention And Replacement Strategies
dividend calculation method, Franklin Life introduced direct recognition of policy loan activity for each individual ... may be subsidizing the borrowers (this may be a primary reason for considering this type of program). However ...- Authors: Robert G Chipkin, Mary G Frankel, Charles C McLeod, James Murphy, Phillip B Norton
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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The Adjustable Life Decisions
product designs for life-cycle business involve more direct separation of the investment and insurance functions ... the impression that adjustments are similar to direct writing from the home office and that this is the ...- Authors: J Duran, Stephen H Frankel, Solomon Goldfinger, J Ross Hanson
- Date: Apr 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Dividends And Other Non-Guaranteed Elements In Individual Life Insurance And Annuities
but we must not let this get in the way of our primary function of defining the applicable theory. Our ... things are happening. He points out correctly that: "Direct recognitionof policy loans (the four-factordividend ...- Authors: Richard S Miller, Walter N Miller, Harry D. Garber
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Unisex - An Update
characteristics, a similar expectation of loss. What is the primary actuarial reason for opposition? In voluntary insurance ... tell the other person why they, not you, should care. You have to identify the "right stuff". Instead ...- Authors: Daphne D Bartlett, Thomas P Bleakney, Michael F Davlin, Barbara Lautzenheiser, Anthony Spano
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability; Life Insurance; Pensions & Retirement
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Corporate Strategy And Resource Allocation
to know our weak- nesses so that those could be primary as for particular emphasis. In addition to looking ... should get strong corporate identification. If the primary corporate objective is profit, then some variation ...- Authors: Stephen L Brown, George R Dinney, E Sydney Jackson, Ian M Rolland
- Date: Apr 1976
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Investment-Oriented Products
other nontraditional insurance products, with the primary emphasis on variable annuities. Paul LeFevre once ... changes in the unit value. This is because the primary source of return should be the income on the property ...- Authors: Mary Ann Brown, Richard Lambert, John G Vrysen, Norse N Blazzard, Hubert B Mueller
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Individual annuities; Life Insurance
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The Evolving Viatical and Life-Settlement Market
transaction—confidentiality always has been a primary concern, and significant assurances have been made ... purchase a critical illness policy or long-term care, or something of that sort. Finally, there is ...- Authors: Gerry H Goldsholle, Traci Michell, Michael D Quinn
- Date: May 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Reserving For AIDS -Practical Aspects
AIDS reserves in the range of 6.5-7% while for direct insurers the reserve strengthening was approximately ... nearly the same level of IV drug abuse. TABLE 2 Primary Risk Factors of Adult Cases Canada U.S.A. Homosexual/bisexual ...- Authors: H David Allen, David J Christianson, William C Koenig, Thomas W Reese
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Philosophy and Practice of Investment Income Allocation
category is immediate participation guarantee or direct rated pro- ducts. In this instance the experience ... contractholder fund under the contract. There is direct and immediate recog- nition of investment generation ...- Authors: Charles E Farr, Daniel J McCarthy, Thomas C Sutton
- Date: Jun 1976
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Pensions & Retirement>Assumptions and methods; Public Policy
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Use of Reinsurance in Mergers and Acquisitions
results in new direct policyholders. These new policyholders have all the issues that any direct policyholder ... interest rates. Coordination is key because the direct writing company is still the one that is legally ...- Authors: James W Dallas, J Gaule, Jeremy Starr
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Reinsurance