Description: This presentation from the 1995 SOA New York Meeting covers AIDS, where the disease is now, how the forecasts compare to what has actually happened and the current impact on pricing. From the Record of the Society of Actuaries, Vol. 21, No. 2.

Description: This is the digest from the informal discussion reviewing the 1951 Impairment study. It is the latest in a series of studies covering mortality of impaired risks. It covers the experience under Ordinary insurance issued from 1935 to 1949 traced to the anniversaries in 1950. Standard and substandard policies were studied separately.

Description: This presentation from Session 18 of the SOA June 2004 San Antonio Spring Meeting discusses how insured mortality has changed during the past 30 years, which published mortality tables are most appropriate to use in today's pricing environment with the proliferation of preferred risk plans, what factors have historically contributed to mortality improvement assumptions, and how underwriting requirements should be coordinated with setting price assumptions. From the Record of the Society of Actuaries, Volume 30, No. 2.

Description: 2004 SOA Annual Meeting and Exhibit, New York. This session covered the results of new experience studies for individual disability, group disability and group life, the implications of the results, and the future direction of the studies.

Description: Presented at October 1985 Annual Meeting. Discusses how much of the sex mortality differential is due to smoking habits, how convincing are existing studies, what do worldwide trends in mortality suggest about the effects of smoking and on mortality, how well do insurers classify the smoking risk, and the United States Life Tables for 1979-81 paper by Myers and Bayo.