Description: This session focused on Underwriting, particularly addressing problems with traditional underwriting classification, new and acceptable classifications, possible transition problems. Record of Society of Actuaries, Vol. 7, No. 3.

Description: This session 36TS of the Toronto Spring Meeting discusses selected concepts that relate to risk appraisal in new business issuance and underwriting. Specific attention is focused on the relative values of underwriting tools, namely fluid collection: blood, urine, and oral fluid. From the Record of the Society of Actuaries, Volume 27, No. 2, Session 36TS

Description: This is a panel discussion on individual life insurance underwriting principles and practices that occurred in 1976. It discussed a paper by Alton Morton entitled Individual Life Insurance Underwriting Principles and Practices: A 1976 Review.

Description: Discusses: [1] using blood tests effectively to improve mortality results, [2] using expert underwriting systems, and [3] what the future may hold for genetic underwriting. From the 1988 Record of Society of Actuaries, Vol. 14, No. 4A.

Description: This 1978 SOA session presented some provisional findings of the new Build and Blood Pressure Study. Some of the findings: 1. The average weights of men in the new study exceed the corresponding weights in the previous 1959 study by 2 to 8 pounds in the thirties, and by up to 5 pounds in the fifties. 2. The mortality ratios of overweight men are not significantly different in the new study from those in the 1959 study. 3. Markedly overweight men experienced lower mortality in the current study than in the 1959 study. 4. Men weighing 20 percent below average recorded 10 to 15 percent higher mortality in the new study than in the 1959 study. 5. Mortality of overweight women is relatively lower than that of overweight men. 6. Mortality of men with elevated systolic and diastolic pressures was appreciably lower than in the 1959 study. 7. Mortality of women with moderately elevated systolic and diastolic pressures was not significantly different from that in the 1959 study. 8. The presence of minor impairments alongside of blood pressures in excess of 150/90 usually produced significant increases in mortality.

Description: Presented at May 1996 Spring Meeting. Results of the recently completed survey on preferred risk criteria for individual ordinary life insurance are presented, with a discussion of limitations of results and implications for pricing actuaries, underwriters and reinsurers.

Description: Presented at June 1986 Spring Meeting. This session discussion is about sex discrimination, impairments, and social insurance issues.

Description: This session from the 1995 SOA Boston Meeting presents new information and approaches that address the impact of underwriting on mortality. Topics include developing issues in insurance medicine, preferred underwriting guidelines, laboratory testing, and monitoring results. From the Record of the Society of Actuaries, Vol. 21, No. 4b.

Description: This 1978 discussion focused on risk classification and privacy, including the following questions: What are the implications of the Privacy Study Commission's recommendations? What legislative developments have occurred? What can be expected? From Record of Society of Actuaries, Vol. 4, No. 3.