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Innovation in Savings Product Design
distributors, meaning banks, stock brokerage companies, direct marketing organizations, and property and casualty ... underlying funds. 311 RECORD, VOLUME 21 Company direct term is a by-product of many different factors ...- Authors: Alan K Ryder, Marc G Verrier, Peter S Mavrogenes
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments>Banking - Finance & Investments; Global Perspectives; Life Insurance
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Problems and Solutions for Product Illustrations
regulatory group. Understandability was obviously the primary one. We also mentioned accountability for the company ... companies are aware of this. It says the actuary's primary responsibility with regard to illustrated dividends ...- Authors: Application Administrator, Gary Corbett, Robert E Wilcox, George Coleman
- Date: May 1994
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Single Premium Life and Annuity Products
We haven't seen any really great successes in direct marketing yet, but I believe that they are also ... components obviously are different, but a lot of care is taken to keep the two totals comparable. The ...- Authors: Douglas French, Patricia Guinn, Paul H LeFevre, Michael Winterfield
- Date: Oct 1987
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Life Insurance and Annuity Products Under Alternative Taxation Systems: The End of Life as We Know It?
if the tax system is changed, this could have a direct effect on the tax burden that individuals and companies ... combine health protection products such as long-term care with life insurance and annuities, which Life ...- Authors: Christian J DesRochers, Marilyn Brown, Craig R Springfield
- Date: May 1996
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Recoverability/Loss Recognition
regard, it is worth noting that, unless a lot of care is used, adding margins to some assumptions for ... Remember, my company is a reinsurer only with no direct business, and what we do should be considered ...- Authors: Steven H Mahan, Stephen A J Sedlak, Charles Underwood
- Date: Jan 1992
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Actuarial Profession>Standards of practice; Annuities; Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Health & Disability; Life Insurance
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Annuity Product Developments
check a year," "Send me a check a quarter," "I don't care if I have to pay taxes on it." And this, to me at ... setting up a reinsurance company and letting the direct writer do all the administration for it. And even ...- Authors: Douglas G Draeseke, Application Administrator, Paul H LeFevre, Thomas Marra
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Digest of Smaller Company Forum
time studies or sample activity counts are used, care must be exercised to assure that the result is repre- ... What form should the projection take? Since the primary instrument for measuring the financial experience ...- Authors: John C Bertram, Barry L Blazer, John M Bragg, Ralph E Edwards, Norman T Fuhlrodt, Harold Gilbert, Kenneth L Gittings, Melvin L Gold, Donald S Grubbs, John E Hearst, Clayton L Jackson, Wilford A Leonard, Bruce G Lindsay, Robert L Lindsay, John S Moyse, Joe B Pharr, Anna M Rappaport, Edwin E Stancik, Frederick S Townsend, Milton F Chauner, B Franklin Blair, W Gilbert Cook, Andrew M. Stiglitz
- Date: Apr 1968
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Annuities; Financial Reporting & Accounting; Life Insurance
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Guideline 33 Implementation Issues
estimates by targeting more policy forms in our direct application of the Guideline. As unpleasant ... discount those at mortality. I think that takes care of Greg's problems with the age-90 annuitant.- Authors: Gregory Broer, Paul D Facey, Robert LaLonde
- Date: Oct 1996
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Asset/Liability Performance Measurement for Life Insurance and Annuity Products
now, and in my opinion there appear to be two primary obstacles in measuring asset/liability performance ... made on a real-time basis. Now that we've taken care of definition, let me say a few words about the ...- Authors: Garth A Bernard, Joseph J Buff, Thomas Ho, L SS
- Date: Oct 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments>Asset liability management; Life Insurance
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Product Update-Individual Annuities
word "diligence" is defined to be attention and care by a person. It's the opposite of negligence. The ... analysis phase, which is our quantitative review. The primary source of data for this phase is the NAIC's Statutory ...- Authors: Douglas G Draeseke, Paul H LeFevre, Thomas Marra, Timothy Pfeifer
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Professional Values>Public interest representation
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities