Description: Feature article discussing actuaries’ view of the perfect health care reform package with an emphasis on funding/financing. Part 4 of a 4-part series.

Description: With 48m Americans and 137m Chinese over the age of 65 the world faces a frail care rather than long term care crisis. What can insurers offer?

Description: This essay, submitted for the Society of Actuaries' Entrepreneurial Actuaries Section 2010 Papers Competition, proposes an entrepreneurial solution to address the continued, unsustainable increases in health care costs. Under the author’s plan, entrepreneurs will “develop systems providing clear financial motivation for consumers to make decisions that minimize health care spending and maximize positive health outcomes. In so doing, health care providers must necessarily compete to offer the highest quality services at the lowest cost. By relying on the financial self-interest of consumers and free-market competition among health care providers, effective and sustainable systems to bend the health care cost curve can be achieved.”

Description: A few large insurers dominate the Long Term Care market. This article discusses how smaller companies can overcome the hurdles to entry.

Description: Discussion of steps that can be taken to control costs and future plan design changes. Part 2 of a 2 part series. Issue No. 48.

Description: An article in the September 2008 issue of Health Watch in which the author passes along some thoughts to those who may be participating in the health care debate this time around.

Description: Health care predictive analytics varies between payers and providers as well as being a powerful tool in business decision modeling.

Description: Nearly 75 percent of long term care premium protection still originates from traditional long term care insurance despite fewer carriers offering products.

Description: Read the August 2016 issue of Long-Term Care News published by the Long Term Care Section. Newsletters provide practical information for the working actuary, articles on trends that impact sections and news about section activities.

Description: In this article, we will describe EY’s five-pillar approach that balances practicality with comprehensiveness, and how this applies to LTC model validation.