Description: This article is a review of “1972 Lifetime Earnings by Age, Sex, Race, and Education Level, Research and Statistics Note No. 14-1975,” published by the Social Security Administration, which presents detailed data by quinquennial age groups, sex, race, and years of school completed as to the present value of future earnings based on static earnings levels 1972. It is stated that such data can be used for general analytical purposes to form policy, for court determinations of awards in damage suits, and for cost-benefit analysts in such areas as disease prevention and education programs. The author of this article notes in his analysis the inconsistency of the static salary assumptions with a range of interest rates from 2% to 8%.

Description: This is the A Study into the Impact of Pre-Programmed Health Risks in Retirement Planning paper authored by N. V. Subramanyan for Session 1B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: This is a paper from the session on Impact of COVID-19 on Mortality at the January 15-18, 2023, 2023 Living to 100 Symposium in Orlando, Florida.

Description: This is the Chronic Diseases and Longevity Risk: An Application to Type II Diabetes Insurancce Products paper authored by Hsin-Chung Wang, Jack C. Yue and Ting-Chung Chang for Session 6B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: This is the A Study into the Impact of Pre-Programmed Health Risks in Retirement Planning paper authored by N. V. Subramanyan for Session 1B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: Expert discussion of two previously presented papers: Trajectories of Disability and Mortality among the U.S. Elderly Population: Evidence from the 1984-1999 NLTCS Stallard and The Interdependency of Increasing Life Expectancy and Driving Life Expectancy of Elderly Populations Leng and Wen. From 2005 Living to 100 and Beyond Monograph, M-LI05-1.

Description: Summary of a panel discussion on the implications of an aging society. From 2005 Living to 100 and Beyond Monograph, M-LI05-1.

Description: Gross Domestic Product (GDP) has been our chosen metric for growth since the Great Depression, but expectations are for lower GDP growth going forward than we are accustomed to. Its two components, population and productivity, face headwinds—population from a declining birth rate and longevity, and productivity from increased climate events, energy costs, global conflict and raw materials shortages. Comparing demographic results from the U.S., China and Nigeria, representing countries with varying population growth rates, illustrates the potential economic growth issues of aging populations and high dependency ratios. The demographic challenges can be turned into opportunities to broaden prosperity; productivity can be improved by providing a level playing field and helping those in the lowest socioeconomic classes find opportunities. These topics and more will be discussed and enhance foresight about them.

Description: This report explores the behavioral factors influencing insurance purchase among Gen Z and Millennials for forward-looking purposes, leveraging a rich dataset spanning 22 markets across six continents.

Description: Discusses the market, demographic, and macroeconomic factors that affect actuaries' choices for the assumptions they use in the pricing and valuation of many insurance products.