Description: This discussion is about the future of non-cancellable disability income.

Description: This presentation is a panel discussion from the 1991 Meeting of the Society of Actuaries, held June 3-5 in Colorado Springs. The panelists will present the results of an intercompany study of disability income reserve practices, dealing with issues such as reserve bases, reserve margins for active and disabled lives, reserve adequacy testing, valuation of riders such as cost of living adjustment, ‘COLA,’ residual, and social insurance, and tax reserves. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 3A.

Description: Panel discussion on current issues, trends, and methodology in individual disability income insurance, including overinsurance, pricing, financial reporting, as well as efforts by professional associations to address these issues.

Description: Using the recently released Credit Disability Table as a case study, the panelists in this session 134PD of the New Orleans Annual Meeting describe the process of developing and adopting a standard table. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 134PD.

Description: This presentation is a panel discussion, session 33PD, from the 2004 Spring Meeting of the Society of Actuaries, held May 19-21 in Anaheim, CA. Current information on experience trends in public and private long term disability [LTD] programs is essential for use in pricing and valuation work. In this session, the speakers, including representatives from the Social Security Administration and the Society of Actuaries Group Disability Experience Committee, discuss the recent morbidity experience that they have observed in their respective programs, the Social Security disability program, and the private LTD insurance market. Discussion from participants is included. From the Record of Society of Actuaries, Volume 30, No. 1.

Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: The panelists in this session at the SOA 2003 Vancouver Spring Meeting discuss the outlook for the individual disability business including sales potential, nontraditional approaches to the market, and risk management issues.

Description: This discussion from the 1983 SOA Vancouver Meeting reviews the movement to small group health plans, group insurance underwriting, the plan design of non-traditional benefit programs such as cafeteria plans, HMO's and PPO's and new financial processes. From Record of Society of Actuaries, Vol. 9, No. 3.

Description: This session from the 1984 SOA Toronto Meeting discusses an overview of the underwriting methods and techniques used with individually issued accident and health insurance including elimination periods, underwriting limits and claims costs. From Record of the Society of Actuaries Vol. 10, No. 4

Description: This discussion panel, which occurred at the April 1982 Society of Actuaries meeting in Orlando, presented information related to income replacement policies- e.g. disability income. Topics covered included: 1. Pros and cons of integrated income replacement policies. 2. Are there any regulatory problems so far? 3. Recent experience and premium rate considerations. 4. Necessary home office support. From Record of Society of Actuaries Vol. 8, No. 2.