Description: After many years of decline, the individual disability insurance industry is now experiencing double-digit growth in sales and profits. Attendees learn about quantitative and qualitative evidence of opportunities that exist in the individual disability market, along with specific varying product approaches. From the Record of the Society of Actuaries, Volume 29, No. 1, Session 22

Description: This discussion panel, which occurred at the April 1982 Society of Actuaries meeting in Orlando, presented information related to income replacement policies- e.g. disability income. Topics covered included: 1. Pros and cons of integrated income replacement policies. 2. Are there any regulatory problems so far? 3. Recent experience and premium rate considerations. 4. Necessary home office support. From Record of Society of Actuaries Vol. 8, No. 2.

Description: This session from the 1983 SOA Spring Meeting covers individual disability including the definition of disability, occupational definitions, replacement ratios, social insurance offsets and contract provisions. It also reviews trends in product design and underwriting.

Description: This session from the 1983 SOA Vancouver Meeting discusses how competition has affected contract provisions, renewability, definition of disability, underwriting and rates and trends in product design including unisex rates, residual /Income replacement definitions and non-smoker discounts. From Record of Society Of Actuaries Vol. 9. No. 3

Description: This session from the 1995 SOA Vancouver Meeting covers trends in health group products and experience, including managed care, PPO's, HMO's, POS's and PHO's. It also covers new developments in group long term disability products. From the Record of the Society of Actuaries, Vol. 21, No. 3a.

Description: This discussion at the SOA 1990 Dallas Regional Meeting is about current issues in individual disability income market, including underwriting, claim control, product design, sales tactic, management reports, reinsurance and closed block strategies.

Description: This session discussion is about individual disability income, morbidity, field compensation expenses, persistency, and investment income. From Record of the Society of Actuaries Vol. 15, No. 1.

Description: The panelists in this session at the SOA 2003 Vancouver Spring Meeting discuss the outlook for the individual disability business including sales potential, nontraditional approaches to the market, and risk management issues.

Description: This paper summarizes the salient techniques for evaluating and pricing the risks in group disability income coverages. This paper contains examples of how to evaluate short-term and long-term disability experience for developing manual rates. A discussion of the paper follows. From Transactions of Society of Actuaries 1990, Vol. 42.

Description: 1993 SOA Spring Meeting, San Diego. This session is about individual disability income Topics included: 1. Return of profitability. 2. Smaller industry. 3. Underwriting problems. 4. Claim problems.