Description: This presentation is an open forum from the 1991 Meeting of the Society of Actuaries, held June 3-5 in Colorado Springs. The panelists discuss long-term care insurance from various viewpoints, including the consumer’s desires, needs, knowledge, and interests, intermediaries' role in defining benefits, cost of benefits such as inflation protection and nonforfeiture, financial ability to purchase, buying attitudes of the public for coverage, and trade-offs between price and features. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 3B.

Description: 2004 SOA Spring Meeting, Anaheim, CA. The panel discussed how to analyze LTC flows from an asset perspective, recognize embedded derivatives in LTC and determine strategies for hedging fair value. The goal was for the attendees to learn to view LTC from an investment rather than a liability perspective, recognize embedded risks in today's LTC marketplace, and deal with investment risks in LTC.

Description: Panelists at this session of the SOA 2000 Las Vegas Spring Meeting discuss proposed changes to the NAIC model for Long Term Care Insurance designed to promote initial rate adequacy and decrease the role of rate increases in maintaining profitability.

Description: This session discusses the valuation of group long-term disability [LTD] claims. Topics include general valuation issues [duration, claims, reserves, offsets, administration expenses], reviewing financial results, GAAP LTD margins and the impact of margins on pricing. From Record of Society of Actuaries, Vol. 30, No. 1, Session 70

Description: This session discusses techniques that can be used for the designing, pricing and reserving of new long-term care [LTC] benefits. Included is a discussion on wellness benefits and options for traditional LTC insurance. From Record of Society of Actuaries, Vol. 30, No. 1, Session 97

Description: Panelelists at this session of the SOA 1997 Washington, DC Annual Meeting discuss risk management for long-term care insurance, the design of long-term care morbidity studies, LTC morbidity trends, and the impact of morbidity on plan design.

Description: Many insurers have one or more existing blocks of LTC insurance coverage. As products are revised, older policies are affected greatly. This session discusses possible strategies for dealing with older policies. From the Record of the Society of Actuaries, Volume 29, No. 2, Session 119.

Description: Panelists discuss the latest trends in long-term-care product design and pricing issues. Topics include ASOP 18, combination disability products, morbidity & lapse assumptions, state regulations and underwriting. From the Record of the Society of Actuaries, Vol. 25, No. 2.

Description: Panel dicussion on the need for information to keep a block of long-term care insurance profitable: what the business risks are, what is being done to mitigate them, what kind of reports are needed, and how these differ from reporting on other types of health insurance.

Description: Presented at May 2000 Spring Meeting. This teaching session presents techniques and tools for valuing long-term-care insurance for mergers and acquisitions, drivers behind M&A activity in this market, the appraisal process. Specific situations are discussed.