Description: This interview provides information on Retirement Health and Happiness, the first in a new series of publications designed to improve retirement literacy.

Description: Recently completed research projects from the Society of Actuaries.

Description: IRC Section 415 e by Beverly Rose from Pension Section News, October 1999, Issue No. 41.

Description: Current DC plans do an extremely poor job at managing investment and longevity risk for plan participants. This leads to suboptimal outcomes: retirement income is potentially too low, assets are subject to catastrophic losses and may even run out. Insurance solutions—most notably annuities—address some of these issues, but are expensive and not very much liked by consumers. This paper explores how Enhanced Risk Sharing Savings Accounts (“ERiSSA”), consisting of a combination of individual DC accounts with a collective risk sharing and return redistribution mechanism coupled with deferred annuities, might be able to strike a better overall balance for consumers.

Description: Article focuses on a number of strategies that can be used to improve results in a DC plan. It is based on information from several outside sources. It encourages people with DB backgrounds to learn more about DC issues.

Description: This article discusses the findings of the Retirement Plan Preferences Survey which asked workers participating in defined benefit plans and defined contribution plans which retirement plans they prefer and what they understand. From Pension Section News, March 2004, Issue No. 54.

Description: This paper responds to comments on a proposed compulsory savings program combined with transparent investment vehicles designed to promote competition based on expense levels, fund performance and customer service. At retirement 50% of the account is annuitized in Participating Variable Annuity (PVA) backed by TIPS. All investment experience, expenses, and pooled longevity experience is passed to annuitants through periodic benefit adjustments. Annuities are priced uniformly based on age at commencement.

Description: This paper is a response to the comments on the Tracker Plan, a concept for U.S. pension reform.

Description: Discussion on how retirement programs have changed, or not, since the Retirement 20/20 initiative in 2010. We ecourage retirement actuaries to comment.

Description: Designing an international pension program for mobile Employees. From The Pension Forum, January 2003, Volume 15, Issue No. 1.