Description: Editor's preview of the September 2008 issue of the LTC Section news, including articles on claim reserves, claimant perspectives, independent providers, caregiver perspectives, and recent research. projects.

Description: Cognitive tests used in the long-term care insurance industry differ in cognitive domains tested, time required for testing, ease of test administration, sensitivity and specificity. Recently, new approaches to scoring or testing have improved test utility for screening for cognitive impairment.

Description: Column from the SOA staff actuary for the Long-Term Care Section.

Description: This article gives an overview of the key provisions in the new law, and provides an actuarial perspective on the effect the new law could have on long-term care (LTC) insurance and long-tailed health business generally.

Description: New products should address having acceptable carrier risks and at the same time enhance the product’s value to consumers to pave the way for broader acceptance.

Description: Article discusses the failure of the CLASS Act, and examines the use of the LTCI Partnership Program, to meet the needs of middle-market consumers.

Description: The chair of the Long-Term Care Section notes activities of the section and thanks members for their participation.

Description: Feature article discussing the effects of increasing numbers of cognitive conditions on long-term care claims.

Description: In spite of the growing need for long-term care financing, recent sales are stagnant and the number of insurance companies offering long-term care insurance is dwindling. This article examines some of the shortcomings of today’s product and suggests a different approach.

Description: An exploration of actuarial and other financial issues involved with Continuing Care Retirement Communities, which are also known as Life Plan Communities