Description: Lapse rates from a recent, no dates specified, study of life insurance sold in New York State savings banks are summarized. They are compared with rates from a recent LIMRA inter-company study of agency business. First-year rates are broken down by premium frequency, and yearly rates are shown by type of life insurance plan.

Description: Article The New Life Company Annual Statements In Canada by Johnston in The Actuary, April 1979, Volume 13, Number 4

Description: Discussion of a Society of Actuaries research report on cost comparison methods life insurance sales illustration support, prepared at the request of the NAIC

Description: This article discusses a paper entitled, “Looking at Canada in 1980.” The author of this article, editor of The Actuary, notes that the paper’s author, A. Peter Hardy, F.I.A., who had called upon his own experiences in Canada in 1976-79 to write it, provided a copy, excerpts from which are included in the discussion. Three of the areas Mr. Hardy addressed for comparison between Canada and UK practice are discussed in this article: taxation, guaranteed cash surrender values, and life insurance commission and the field force.

Description: The Actuary Vol. 22, No. 7. This article discusses the activities and goals of the Product Development Section of the SOA. Future activities will include joint sessions with other sections since product development issues sometimes relate to financial reporting. reinsurance, investments and nontraditional marketing.

Description: Mr. Walter S. Rugland discusses various aspects of Variable Life Insurance including the many problems still awaiting solution.

Description: Reviews the book 'The Life Insurance Industry's Marketing Dilemma,' by Richard Johns about the transition of Variable Life Insurance 'VLI' from being a high-demand product to its current state of unpopularity. The book demonstrates that VLI can perform well over time, thus providing good consumer value.

Description: Article from The Actuary January 1993 Volume 27, No. 1 highlights solvency measures and what happens if they don't work. Includes discussion on US guaranty association and Canadian CompCorp.

Description: This is about The Federal Register of October 18, 1982 announcement by the Veterans Administration concerning USGLI premiums. The premiums were based on the American Experience Mortality Table at 3 /2% interest which overestimates mortality and underestimates the interest rate. This article discusses the ramifications of this.

Description: This article discusses the growing popularity of variable products and compares the product design and pricing of VUL and UL products.