Description: The study examines the GLB utilization of over 4.9 million contracts that were either issued during or in force as of 2014.

Description: This is the table of contents for the Transactions of the Society of Actuaries 1950 Reports.

Description: This data request is for a study focusing on surrender/lapse, withdrawal, living benefit utilization, annuitization, and premium deposit experiences. The study aims to provide detailed analysis and insights into fixed indexed annuity contract activities.

Description: The RP-2006 and RPH-2006 Mortality Tables were created from the same data as the RP-2014 and RPH-2014 tables, but with rates as of the central year of 2006.

Description: Papers: Does Migration Result in Mortality Improvement: A Case Study in Taiwan – Chih-Kai Chang – Feng Chia University; Jack C. Yue – National Chengchi University; Yen-Wen Chen – Feng Chia University Mortality Trends – An International Perspective – Adrian Gallop, FIA – Government Actuaries Department

Description: The Joint Academy of Actuaries’ Life Experience Committee and Society of Actuaries’ Preferred Mortality Oversight Group’s Guaranteed Issue/Simplified Issue/Preneed Working Group has developed a set of basic mortality tables for Preneed business. Select and ultimate tables for male, female and unisex were developed. All rates in the tables are on a unismoke (or composite) and age-last birthday basis. See the links below for the report and tables in Excel format.

Description: 2001 individual life and annuity expense study summary report updated 10-01-03.

Description: "Minimum Social Security Benefit (s) and the Alone Stage of Retirement in the U.S.? – Lori J. Curtis, PhD., Douglas Andrews, FSA, FCIA, Ph.D., University of Waterloo The Importance of Cognitive Health – Gordon Woo,Ph.D., RMS LifeRisks"

Description: This session will present results of the most recent SOA/LIMRA studies of variable and fixed-indexed annuity policyholder behavior including withdrawal behavior, guaranteed living benefit elections and surrender activity. Conducted annually since 2006, a discussion on the results of these studies show how they have changed over time, as well as areas where the analysis will need to change or expand. After that, the presenters will focus on dynamic lapse for hot money businesses, which is an important topic for fixed deferred annuity. Key takeaways from this area will include an understanding how to differentiate between hot money and warm money, the different formulas used in the industry, and how to adjust an asset portfolio to protect against the risks associated with hot money businesses.

Description: The SOA Research Institute and LIMRA have completed the most up-to-date study of variable annuity contract owner behavior. Learn more about this vital resource for actuaries working with annuities.