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Danger in Predictive Models for Underwriting
pro- hibited variable, e.g., males have higher mortality rates than females, the model is likely to include ... it is possible that the group with the lower mortality could be charged more and be able to claim illegal ...- Authors: Christopher Davis
- Date: Oct 2013
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance; Predictive Analytics
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Automated Underwriting: A Survey of Life Insurer Experience
and determine the feasibility of studying the mortality experience it produces. The results of the survey ... ongoing follow-up study on the accuracy and mortality results of automated underwriting. To learn more ...- Authors: Mike Batty
- Date: Jan 2010
- Competency: External Forces & Industry Knowledge>Internal forces and business performance
- Publication Name: News Direct
- Topics: Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications
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American Life of New York Binds Insurance Using Expert Underwriting
American Life of New York Binds Insurance Using Expert Underwriting This article ... insurance carrier with the ability to process life and annuity products completely electroni- cally from application ...- Authors: Simon Walsh
- Date: Sep 2002
- Competency: External Forces & Industry Knowledge
- Publication Name: News Direct
- Topics: Annuities; Life Insurance>Underwriting - Life Insurance; Technology & Applications>Software
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Genetic Information: Is It the Same or Different from Other Medical Information?
this can and should be done. When one be- Question(s) Do you think that genetic information is different ... differently from other medical in- formation? Answer(s) Assuming that you are referring specifi- cally to ...- Authors: Application Administrator, Donald C Chambers
- Date: Mar 1998
- Competency: Professional Values>Public interest representation
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance
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Plans to Expand Our Knowledge of the Utility of e-Underwriting and Other RAD Tools Coming in the Fall!
Plans to Expand Our Knowledge of the Utility of e-Underwriting and Other RAD Tools Coming in ... Deloitte to present the results of Part 1 of the new U.S. survey on utilization of e-underwriting tools.- Authors: Maria Thomson
- Date: Sep 2009
- Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: News Direct
- Topics: Life Insurance>Underwriting - Life Insurance
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Slashing New-Business Processing Costs With Point-of-Sale Technology—a GoldenOpportunity for Small Insurers to Outflankthe Giants
can be substantial, even if some- what higher mortality is experienced. However, with the advance in ... in technolo- gies and databases, mortality and morbidity very well could be just as good as with tradi- ...- Authors: Maria Thomson
- Date: Jun 2002
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Small Talk
- Topics: Life Insurance>Underwriting - Life Insurance; Life Insurance>Expenses - Life Insurance; Technology & Applications>Software
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Underwriting Issues and Innovation
Underwriting Issues and Innovation Describes some of the content of the Underwriting issues and ... pro- cess in ways such as identifying adverse mortality, the impact of wellness data, cross-selling and ...- Authors: Donna Christine Megregian, Allen Klein
- Date: Jun 2015
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance
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Saving the World
lives of our fellow citizens at the same time. MORTALITY FOR THE MICRO-MASSES How many times has it been ... determine the finan- cial worth (in terms of mortality) of a particular underwriting requirement, such ...- Authors: Chris E Stehno
- Date: Oct 2015
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: The Actuary Magazine
- Topics: Life Insurance>Underwriting - Life Insurance; Technology & Applications>Analytics and informatics
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Big Data: What Is It, How Is It Collected, and How Might Life Insurers Use It?
collects the social security numbers of deceased U.S citizens; this is queried by life insurance companies ... DATA COLLECTION AND USAGE? The primary applicable U.S. law is the Fair Credit Reporting Act (FCRA)4 and ...- Authors: Andy Ferris, David A Moore, Nathan Dennis Pohle, Priyanka Srivastava
- Date: Dec 2013
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration>Influence decisions
- Publication Name: The Actuary Magazine
- Topics: Life Insurance>Underwriting - Life Insurance; Modeling & Statistical Methods>Data mining
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Bank Insurance Marketing to the Middle Market Consumer
64 as the middle market and estimates 41 million U.S. HH fall into this category. President Obama's ... pricing. To my knowledge there is no insurer in the U.S. bank market using their instant underwriting decision ...- Authors: Carmen F Effron
- Date: Jan 2010
- Competency: External Forces & Industry Knowledge>External forces and business performance; Results-Oriented Solutions; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: News Direct
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications>E-commerce