Description: This session is about financial rating systems: The processes, performance, improvement, and the role and impact of risk-based capital requirements.

Description: Discusses reasons for recent extensive industry changes in premium rates and expected trends, merits of different types of federal income tax treatment in financial statements, and discussion of merits of proposed state regulations regarding classification and allocation of income and expenses.

Description: Panel discussion focused on the Effective Use of Capital. Topics included: 1. Definition of capital 2. Appropriate level of capital and surplus in a life insurance company 3. Alternatives for deploying capital 4. Returns a life company should demand on invested capital 5. How much a company should charge for lending its capital in reinsurance transactions

Description: This article was presented at the 1978 SOA Spring Meeting and discussed the individual health insurance with issues such as: revisions in guaranteed renewable gross premiums adequacy of current policy and claim reserves and the new valuation tables. From Record of Society of Actuaries, Vol. 4, No. 4.

Description: Presented at November 1952 Annual Meeting. Discusses some societal issues affecting the insurance business: war hazard, inflation, and taxation. Also discusses efforts to explain the profession and the prior year's activities within the profession.

Description: Presented at October 1985 Annual Meeting. Discusses Life Association structure, Casualty Association structure, Proposed NAIC changes, alternative approaches for Life Associations, prognosis for the future.

Description: This session is about President Clinton's health care reform proposal. Topics discussed include: federal debate & the actuarial role, cost estimates, and actuarial issues contained in the proposal. From Record of Society of Actuaries Vol. 19, No. 4A.

Description: Presented at September 1995 Valuation Actuary Symposium. This presentation will cover differences in Regulation XXX and Regulation 147, possible new XXX designs, and consumer reaction to NAIC's adoption of XXX.

Description: This session discusses health alliances, a central component of the President's proposal. Their structure, operations and effect on the market have numerous actuarial implications. From Record of Society of Actuaries Vol. 20, No. 3B.

Description: Responds to questions received during the webcast with regards to modeling long term medical trends for valuation purposes. Questions cover testing the model against publicly traded companies, the calculation of growth rate in the model, the income multiplier as the population ages, model relevance to Canada, factoring in of extra disease burdens, exclusion of aging in the model, and the effect of the globalization of health care.