Description: New Zealand is about to launch its first variable annuity with guaranteed lifetime withdrawal benefits. The product design is mindful of the lessons from the financial crisis in the United States, Europe and Japan.

Description: This paper discusses a model that is used for the loss process, ratemaking problem and risk classification.

Description: This article is about the Course 8 series. Course 8 provides candidates with essential advanced specialized education in one of seven practice areas: individual insurance, group life and health, managed care, U.S. pensions, Canadian pensions, finance, and investments.

Description: This article talks about longevity risk and reinsurance and its global challenges.

Description: The U.S. actuarial profession is debating whether to introduce Dynamic Solvency Testing DST in the United States and what role it should take in the regulatory process. This article offers some insight into how the DST has fared in Canada, what issues have emerged since it was introduced, and how the DST will evolve differently in the United States.

Description: This article is a review and discussion of the article, “Sex and the Single Table: Equal Monthly Retirement Income for the Sexes? By Barbara J. Lautzenheiser, FSA, appearing in the Fall 1976 issue of Employee Benefits Journal. The author of this article found it to be an informed discussion in the defense of actuarial risk classification practices, and of the legal and social issues used to argue against risk classification based on gender, such as promoting unisex tables for determining pension payments.

Description: The Society of Actuaries' Long-Term Care Insurance Experience Committee is soliciting information on long-term care policies for both incidence lapse mortality and claim terminations from January 1, 2000 through December 31, 2011.

Description: This article discusses the details of being classified as cognitively impaired, particularly the relationship between being classified as cognitively impaired and subsequent mortality experience and the effect of cognitive impairment on mortality rates.

Description: This is the abstract of the paper 'A Stochastic Definition of Future Shares'. The traditional definition of actuarial future values and stochastic definition of Ramsay are discussed. A modification of Ramsay's definition is proposed and an application to life insurance reserves is presented.

Description: From a session at the annual meeting of the Society of Actuaries held in Chicago, Illinois, October 15-18, 2000 This session covered issues related to insurance via the Internet, specifically: · Sales-to-date and projected sales for life, annuities, and property and casualty · Marketing approaches used · Underwriting process and fulfillment · Lead generation versus direct sales · Product and pricing implications · Lessons learned-to-date The panel of experts offers perspectives on the various ways the industry is utilizing the Internet and what we can expect to see in the future. Mr. Todd Erkis: I'm a life and annuity actuary from PricewaterhouseCoopers.