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  • Changes In The Canadian Regulatory Framework For Life Insurance
    the business of banking. Until recently, their primary desire was to get broadened securities underwriting ... alternative of letting the state guaranty funds take care of the Baldwin problem, companies had to assess ...

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    • Authors: Gerald M Devlin, Robin B Leckie, Karen G Long, Donald McIsaac, Richard Minck
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • AIDS-The Reinsurer's View
    both reinsurance and direct business. It was from April 1986. While the direct side was testing at $500 ... rates, and I believe there are instances where direct companies have rate guarantees and reinsurance ...

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    • Authors: Kent Nickerson, Robert Tiessen, John S Tillotson
    • Date: Apr 1990
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • An Opportunity to Return to the Basics-Will We Take It?
    representatives, or retail sales people, were the primary producers of Wall Street revenues. All investments ... companies. I think more has to be done in the direct response and telecommunications area. From my standpoint ...

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    • Authors: Allan Affleck, David Seifer
    • Date: Apr 1990
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance
  • Dividends And Other Non-Guaranteed Elements In Individual Life Insurance And Annuities
    but we must not let this get in the way of our primary function of defining the applicable theory. Our ... things are happening. He points out correctly that: "Direct recognitionof policy loans (the four-factordividend ...

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    • Authors: Richard S Miller, Walter N Miller, Harry D. Garber
    • Date: Oct 1982
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance
  • Variable Products - The Product for the 1990s?
    35%, financial planners at 18%, banks at 6%, and direct response at 4%. Since then I'd say the banks have ... recognition of the fund manager used to be of primary importance before track records existed on the ...

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    • Authors: John Fenton, John G Vrysen, Kevin F Leavey, W Randolph Thompson, Robert J Bethoney
    • Date: May 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Life Insurance
  • Flexible Premium Variable Life
    management and insurance risk. These are the two primary sources of profit to life companies - arbitrage ... someone. This time there had to be a great deal of care, duty, attention, conscience, etc., so that one ...

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    • Authors: William W Carter, Robert B Goode, John W Keller, Robert L Lindsay, Paul J Mason
    • Date: Oct 1983
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Individual Life Insurance Retention And Replacement Strategies
    dividend calculation method, Franklin Life introduced direct recognition of policy loan activity for each individual ... may be subsidizing the borrowers (this may be a primary reason for considering this type of program). However ...

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    • Authors: Robert G Chipkin, Mary G Frankel, Charles C McLeod, James Murphy, Phillip B Norton
    • Date: Oct 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • A Game of Jeopardy: Smaller Insurance Company Survival for $200
    autonomous, GE Capital acquired AMEX Life, the long-term-care operations that grew up underneath the ownership ... ownership of AMEX. They isolated the long-term-care business and sold that in 1995. GE Capital regarded that ...

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    • Authors: Craig Likkel, Keith A Jensen, Thomas Stoddard, JOHN WADE
    • Date: Oct 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Growth Strategies For Smaller Companies
    here from group and pen- sion representatives, to direct response on-site sales locations, and the general ... existing distribution systems such as entering direct response, movement into Group or health insurance ...

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    • Authors: L John Achenbach, Diane Zapisek, John Ladley, Edward J Slaby, Edward J Costello
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge; External Forces & Industry Knowledge>General business skills
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance
  • Variable Products Update
    Monarch distributed a variable life policy on a direct market- ing basis. These sales were lower than ... issuer or any other broker/ dealer who does not have direct supervisory responsibility for that particular ...

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    • Authors: Mary Ann Brown, John Hele, Timothy Pfeifer, Stephen E Roth, A Michael Lipper
    • Date: May 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Life Insurance