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Appraisals of Long-Term Disability and Life Waiver Blocks
transaction is fairly simple. It consists of a direct-writing insurance company transferring the ... reinsurers, and a lot of interest on the part of some direct-writing companies for doing these kinds of transactions ...- Authors: Peter A Heinrichs, Daniel D Skwire
- Date: Jun 2002
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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National Issues Involved in Loss-of-Time Coverage
witness the concern in other areas. Additional care is now required to design and retro-fit build- ings ... Federal Government area the largest program is the primary and dependent benefits of the Social Security System ...- Authors: Charles C Black, John C Caton, Carl L Loeffel
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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The New Income Replacement Policies
result of an accident or sickness and is under the care of a doctor. Total disability is never required ... marketing the product. The usual brochures, as well as direct mailing pieces and rate books were developed, and ...- Authors: Andrew M Perkins, Robert L Spies, JOHN HAYNES MILLER, William C Koch
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Managing the Overinsurance Risk for Disability Insurance
management for both individual disability and long-term care. He is also responsible for the reinsurance underwriting ... underwriting and administration for long-term care. Our second speaker is Howard Rosen. Howard is vice ...- Authors: Andronico L Castillo, Anne Mitchell, Howard L Rosen, Mark Schwisow
- Date: Jun 2002
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Inside the Medical Information Bureau
and group insurance account manager. He has had direct exposure to sales and marketing processes, underwriting ... play within an underwriting operation. MIB's primary business service to the life insurance industry ...- Authors: John R Avery, John Luff, Stacy Gill, John Detwiler
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Morbidity; Health & Disability>Disability insurance; Health & Disability>Health care; Life Insurance
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Hot Topics in Individual Disability Income
principal at the Minneapolis office of M&R. His primary areas of concentration are individual and group ... stable from 1996 and 1997 and is probably the direct result of no major claim reserve strengthening ...- Authors: Anne Mitchell, Michael B Koopersmith, Jon M Piano, Kevin Farley, Henry Yi
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance
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Claim Reserves
incurred but not reported 0BNR) reserves. The primary reasons are low claim frequency, high variability ... be spending a great amount of time on long-term care claim reserving, but I'U try to make specific ...- Authors: Stephen Maher, Stephen P Melek, Stephen Rulis
- Date: Jan 1992
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Topics: Actuarial Profession>Standards of practice; Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance>Claims - Life Insurance
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An Integrated Product Approach for the Retirement Planning Market
level of guaranteed retirement benefits to meet primary needs. This product utilizes a fund-based approach ... product should offer nothing to distract from the primary purpose of the policy—income/morbidity cov- erage ...- Authors: Jeyaraj Vadiveloo, Marianne C Purushotham
- Date: Jun 2009
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Product Matters!
- Topics: Annuities; Health & Disability>Disability insurance; Life Insurance
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Distribution Issues Facing Individual Disability Income Insurance
product and marketing implications that have a direct bearing on distribution. I will come back up and ... beneficiary or the insured is not necessarily a direct beneficiary. There's not as much potential for ...- Authors: Michael B Koopersmith, Richard A Magro, Jeffrey Kay
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Voluntary Group Disability Products
particular areas that you'd like to hear about, would you care to approach the mike at this time? Voluntary ... longer-term contracts, I've been representing a direct company but working with an expert reinsurer on ...- Authors: John Ladley, Howard L Rosen, Michael Fish
- Date: Jun 2002
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance