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  • Capacity and Solvency - The Outside Influence
    policyholders and claimants have an indirect effect on the primary objective of insurer solvency. Today in the brief ... insurers in that state in proportion to their net direct written premiums. The NAIC model bill for legislation ...

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    • Authors: Robert P Hill, Joseph W Levin, Frederick S Townsend, William Fairley
    • Date: Apr 1978
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • North and South of the Border? Product Distinctions
    key feature is the length of the guarantee. The primary focus in the market is on an attained age 100 ... often offer shorter length guarantees, but the primary focus has been a lifetime guarantee. North ...

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    • Authors: Marc-André Brunet, Robert Mallette, Elinor Friedman, Dominique Lebel
    • Date: Oct 2003
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Life Company Solvency-Has the Industry Stabilized?
    someone to buy them. Drexel Burnham had been the primary market maker in these bonds at a time of great ... return. There are several reasons for this, but the primary one is that credit risk and return are closelycorrelated ...

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    • Authors: John D Branscomb, Robert J Callahan, Timothy Millwood, Paul A Reardon
    • Date: May 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments; Public Policy
  • Once in a Hundred Years
    of the enterprise. How do we go about this primary task of detecting insolvency? These are concepts ... the District of Columbia, or Puerto Rico. Direct, nongroup, life, health, or annuity policies or ...

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    • Authors: Application Administrator, Allan Brender, Willis B Howard, Irwin T Vanderhoof, Robert E Wilcox, George G Pennacchi
    • Date: Oct 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Integration And Deregulation Of Financial Services
    distributing products through agents, brokers, direct mail, and personal insurance centers. In return ... agent leasing the customer list of a bank for a direct mail campaign. $afeco, for example, leases the ...

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    • Authors: Harold G Ingraham, Michael J Ross, David A Schofield, R Larry Warnock
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Non-Forfeiture Laws Update
    calculations. 315 RECORD, VOLUME 21 One of the primary goals that we have had in this process is exposure ... and professional membership organization whose primary purposes are to promote high standards of competency ...

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    • Authors: Donna Claire, Randall Mire, Deanne L Nezas
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Life Company Solvency - Has the Industry Stabilized?
    marketing side, you try to make a judgment. Do you care for me? Do you know what you're talking about and ... SOLVENCY -- HAS THE INDUSTRY STABILIZED? long-term care product. Is this a good product to buy?" Our ratings ...

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    • Authors: Edward P Mohoric, David DeNunzio, Larry A Brossman
    • Date: Jun 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments; Financial Reporting & Accounting>Statutory accounting; Global Perspectives; Public Policy
  • Stock Subsidiaries Of Mutual Life Insurance Companies
    polLicies sold through stock subsidiaries was the most direct way for us to _neet our objectives. The second ... allowed us to accomplish this result in the most direct fashion. Another rationale that has been used ...

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    • Authors: Lois Horwitz, Harold G Ingraham, Jay A Novik, Stephen L Smith, Edward N Wadsworth
    • Date: Oct 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • XXX Update
    my management was thrilled to hear that. The primary cause of the very high reserves was the retroactivity ... built into our statute. It gives the commissioner direct authority to withhold approval of any policy ...

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    • Authors: Robert W Foster, Larry M Gorski, Donald Maves, Michael Palace
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Public Policy
  • Life in the Americas
    are some companies that are starting to develop a direct sales force, but I believe they've found it to ... going to have a dampening effect on the sales. Direct marketing is pretty big in Brazil. Credit cards ...

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    • Authors: Steven Putterman, Jim Toole, Lisa S Kuklinski, Jean H Seidle
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Academic partnerships; Actuarial Profession>Professional development; Public Policy