Description: From a session at the annual meeting of the Society of Actuaries held in Chicago, Illinois, October 15-18, 2000 Discussion of purposes and approaches for creating interest-rate scenarios.

Description: This presentation is a panel discussion, session 45PD, from the 2004 Spring Meeting of the Society of Actuaries, held June 14-15 in San Antonio, TX. The panelists note that as new channels like the Internet, work-site marketing and direct marketing become more important, understanding the regulatory environment is essential, and nontraditional distribution, direct marketing, direct sales and telemarketing are increasingly subjected to new forms of regulations at the federal, as well as at the state, levels. The speakers cover the legal aspects of e-signature and voice signature, HIPAA authorization requirements, telemarketing rules, such as the federal “Do Not Call” legislation and other privacy issues. Discussion from participants is included. From the Record of Society of Actuaries, Volume 30, No. 2.

Description: 2003 Valuation Actuary Symposium, San Diego, CA. This session covered the practical aspects of implementing the Statement of Position on accounting and reporting by insurance enterprises for certain nontraditional long-duration contracts and for separate accounts. Specific items include SA reporting, multiple account value products, guaranteed minimum death and living benefit reserves and sales inducements

Description: 1988 Valuation Actuary Symposium. This session discussed the current thinking of the Special Advisory Committee on the Valuation Law which was formed by the NAIC to significantly expand the scope and usefulness of the proposed actuarial opinion.

Description: 1988 Valuation Actuary Symposium. The speakers in this session addressed the relative volatility of participating whole life versus universal life and the annual-premium versus single- premium basis.

Description: This presentation is an open forum, session number 37OF, from the 2002 Valuation Actuary Symposium, held September 19-20 in Lake Buena Vista, FL. The panelist provides background on this new version of statutory accounting, formally called the Accounting Practices and Procedures Manual, an NAIC document that took effect at the beginning of 2001, noting that even though the accounting isn’t yet formally an accreditation standard, it’s basically in effect everywhere. The panelist discusses the three key classes of documents within the manual: the Statutory Statement of Accounting Principles [SSAP] Appendix A consisting of various excerpts from NAIC model laws and regulations, and Appendix B, containing interpretations of the Emerging Accounting Issues Working Group. The panelist then discusses the relevant pieces of accounting guidance that are important to health valuation actuaries. Discussion from participants is included.

Description: From a session at the 2001 Valuation Actuary Symposium, held in Lake Buena Vista, Florida, November 29-30, 2001 Discussion of financial restructuring trends and the impact of those trends on the insurance industry and challenges for those companies that have recently experienced some form of financial restructuring.

Description: From the Record 1991 Vol. 17, No. 1, this is the keynote presentation from the Society of Actuaries 1991 Regional Meeting, held in New Orleans April 18-19. The speakers discuss the increasing importance of the asset side of the balance sheet in looking at the reserves and overall solvency of a life insurance company, and the outlook for an increase in responsibilities and liabilities for the actuary in the 90s.

Description: This 1981 session focused on insurance regulation from a federal vs. state perspective. Topics included: 1. Current regulatory environment 2. Anticipated changes in the regulatory environment 3. Ways the future regulatory environment might be impacted.

Description: 1993 SOA Spring Meeting, Boston. This session discussion is about cash-flow testing as a management tool. Topics covered included: 1. Was the year-end process useful or a necessary evil? 2. How realistic were the assumptions used? 3. How much was pure guesswork? 4. What were the lessons learned from the exercise?