Description: Panelists discuss the challenges of managing the financial risks of guaranteed minimum death benefits [GMDBs] and guaranteed living benefits [GLBs] on variable annuity contracts. In particular, they discuss managing these risks through product design and through hedging. From the 2002 Record of Society of Actuaries, Volume 28, No. 3. Session 31PD of the Boston Annual Meeting.

Description: Our panelists discuss mechanisms to measure affordability, reducing costs through product design and other responses by plans, employers & providers. From the Record of the Society of Actuaries, Volume 29, No. 3, Session 82

Description: This session discusses techniques that can be used for the designing, pricing and reserving of new long-term care [LTC] benefits. Included is a discussion on wellness benefits and options for traditional LTC insurance. From Record of Society of Actuaries, Vol. 30, No. 1, Session 97

Description: Presented at May 1986 Spring Meeting. Discusses how decreases in mortality and improvements in selection of risk techniques are being offset by increased lapse rates and selection costs. The panel discussed current and anticipated responses.

Description: Disability insurers are showing an increasing interest in benefits that tie closely to long-term care. Several insurers have developed disability products that offer additional disability benefits based on the loss of activities of daily living, while others offer options to convert disability policies into long-term care policies. From Record of Society of Actuaries, Vol. 30, No. 1.