Description: Panelists share their knowledge about experience and trends, product design alternatives, conversions, underwriting for persistency, AIDS considerations, and reinsurance. From the 1987 Record of Society of Actuaries, Vol. 13, No. 4B.

Description: This session focused on issues related to term life insurance. Topics included 1. Term life insurance products in the 1980's 2. Assumptions and experience 3. Term insurance marketing and distribution including sales compensation approaches.

Description: Discussion of an Actuarial Guideline dealing with the regulation of minimum cash values for return of premium term, a new product in life insurance.

Description: Key excerpts from research recently performed by Milliman consultants for the SOA on the impact of VM-20 on life insurance product development.

Description: This session from the 1983 SOA Spring Meeting covers term insurance including examining mortality and persistency experience, product design, and cost considerations.

Description: This session from the 1983 SOA Vancouver Meeting covers Term Insurance including mortality and persistency experience and the impact of lapsation on profitability, mortality assumptions specifically with regard to smoker/non-smoker and reinsurance. Record of Society of Actuaries Vol. 9, No. 3

Description: A debate among industry giants of whether the life insurance industry in 1977 is entering a period of changes that will affect business in the most fundamental way or whether it's just experiencing normal trials and tribulations.

Description: This article presents the benefits of return of premium term riders.

Description: This article looks at internet term sales results.

Description: This 1978 session on individual life product development included discussion on: 1. Major revisions, reasons for change, innovative techniques, and problems. 2. New products and special considerations.