Description: The purpose of this article is to discuss some concerns the author's company has had in administering first-dollar reinsurance and to raise awareness of issues you may wish to consider for your reinsurance arrangement.

Description: This report documents the results of the Committee on Life Insurance Company Expenses' fourth annual expense study – the 2004 SOA Individual Life and Annuity Expense Study. A Per Policy Index for first year expenses and a Per Policy Inforce Index for operating expenses is developed as a high level basis of comparison.

Description: 2020 Generally Recognized Expense Table (GRET) recommendations.

Description: The author describes why expense management is critical in the insurance industry, especially with a superabundance of inflation driven forces threatening the life insurance industry.Expenses need current and constant attention because a if ignored, a small expense problem will almost inevitably rise to major significance, and b expense control is a measure of the effectiveness of management in difficult times.

Description: This article provides a description of the development process for the 2003 GRET factors. The results were also presented and discussed.

Description: Discussion of expense management in a small life insurance company

Description: From a session at the Spring meeting of the Society of Actuaries held in San Antonio, Texas, June 14-15, 2004 A brief review of how the 1995-2000 individual life mortality experience study and 2002 individual life and annuity expense study were developed, followed by key observations, interpretations and emerging trends.

Description: This panel discussion focuses on expense analysis and allocation. Areas addressed include standard of measure used, inconsistencies in expense allocations, and alternate methods of allocation of marketing expenses.

Description: Discussion of the future of the life insurance distribution system from a meeting of the Actuarial Club of the Pacific States.

Description: This article is an excerpt of a Society of Actuaries study note on acquisition expenses/selling expenses.