Description: This is a discussion about employee benefit plans: -Group Life - What has been the effect of the new law taxing employer contributions in excess of $50K? What special underwriting problems have occurred, what underwriting techniques used, what has the mortality experience been? -Group Health - What are special considerations where premium rates are guaranteed for greater than one year? Are any additional reserves established? What are the current developments in Group dental? Have any experience studies been made? What is the potential market for group dental? -Group Annuities - What volume of business has been written on separate accounts or segregated funds? What problems have arisen in administering this type of plan? -Miscellaneous- What has been the experience on high limit accidental death and dismemberment benefits? In pension plans has there been an increase in joint and survivorship options? Has there been an increase in disability benefits under retirement plans? To what extent is the new money concept being adopted in fields other than group annuities? What is the current outlook with regard to reducing or eliminating the difference in taxes imposed on insured employee benefit plans vs self-insured plans? From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2

Description: This discussion explores the areas of administration which takes use of electronic equipment in the group field. The panel also discusses policyholders looking to insurance companies for greater or lesser administrative services and if there is any noticeable trend toward self-insurance in connection with benefits under employee welfare plans. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This discussion on statistical analysis and group insurance examines the use of Reports of Mortality and Morbidity by smaller companies, practices followed to obtain a satisfactory experience with group accident, sickness and group hospital, surgical and medical coverages. From Transactions of Society of Actuaries 1955, Vol. 7, No. 18.

Description: 1962 SOA Regional Meetings, Jacksonville and Chicago. This is a discussion about group life field operations, how they are measured, and how agents are compensated. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2.

Description: Presentation of some of the theory underlying the experience rating process, together with the derivation and evaluation of several functions which are of use in constructing and testing practical surplus distribution formulas. Followed by discussion papers submitted by several authors

Description: This article provides a description of the eleventh in a series of annual reports by the Veterans Administration on the Servicemen’s Group Life Insurance Program. The author notes that the report gives general information on the Programs including a brief history from the inception in 1965 through the Veterans Insurance Act of 1974 and the introduction of the VGLI and Retired Reserve coverages, and details on the coverages and operation of the SGLI Program for the year ending June 30, 1976.

Description: This 1971 report on group life insurance mortality adds the experience for calendar years 1965-69 to that previously reported in the 1965 report of the committee.

Description: Presented at October 1986 Annual Meeting. This session discussion is about the market, products/plan design, administration, underwriting and types of delivery systems.

Description: This presentation is a panel discussion from the 1991 Meeting of the Society of Actuaries, held June 3-5 in Colorado Springs. The panelists discuss the potential impacts of recent and prospective legislation on flexible benefit programs, pricing and underwriting considerations in a flexible benefit environment, managed care and flexible benefits, and meeting the challenges that confront employers with flexible benefit programs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 3A.

Description: This session from the 1984 SOA Atlanta Meeting covers the reasons sponsors implement cafeteria plans, basic design options, measuring experience, the cost of options and the pros and cons of cafeteria plans.