Description: Many call this the sub-prime crisis, but risky mortgages were simply symptomatic of the underlying excesses building through the financial system. Investors, government, lenders and borrowers were all at fault. Where did the skeptics go?

Description: Financial crises are nothing new. What is unique and sobering is the far greater speed with which the current situation has evolved from a weakening of the U.S. housing market into a full-blown, global economic meltdown. Also new this time is how quickly the fallout spread beyond the financial sector into all areas of the economy. Advanced communications and information technologies are creating an era of greater risk with more serious and far-reaching consequences when compared with even the recent past.

Description: Analysis of recent changes to Maine public pension plans, including risk sharing provisions to reduce market risk and funding reform to improve sustainability.

Description: This article explains the evolution of robo- advisers as a source of financial advice and evaluates their strengths and weaknesses relative to human advisers.

Description: The Joint Risk Management Section collection of essays addressing “Cybersecurity: Impact on Insurance Business and Operations.”

Description: Gives examples of the difference between actual data distribution of investment returns compared with lognormal assumptions.

Description: Steps a Board Members should consider when initially reviewing an ORSA report

Description: Description of considerations and perspectives to be taken into account by incentive compensation plans.

Description: Introduction to the essay collection, which shares thoughts and opinions on the current and potential impact that structure, roles and dynamics of families have on retirement security in the United States.

Description: Provides data including a special survey of elder orphans, lays out issues and offers ideas for solutions. Describes types of need for health care support.