Description: This panel at the SOA 1982 Colorado Springs Spring Meeting presented a discussion on Small Group Insurance. Discussion included the role of the agent, monitoring financial results, benefit design, the use of individual underwriting, rate guarantees and frequency of rate adjustments and trends in coverage.

Description: Insurers have been getting out of the individual medical expense market. This session will address the implications of such a decision: Nature of the problem Viability of individual medical products Challenge to the actuary Consequences of withdrawal Alternatives of withdrawal. Record of the Society of Actuaries Vol. 10, No. 2 at Salt Lake City

Description: This panel at the SOA 1997 Palm Desert Spring Meeting discusses how ratings and rating agencies affect health care insurance and related organizations. Advice is offered on maintaining a good relationship with rating services.

Description: On January 1, 1999, the National Association of Insurance Commissioners adopted a new model regulation addressing risk-based capital for managed care organizations. This presentation from Session 16OF of the SOA 1999 San Francisco Annual Meeting discusses the features of this regulation and what has been learned in the months since its adoption. From the Record of the Society of Actuaries, Vol. 25, No. 3.

Description: 1990 Valuation Actuary Symposium Proceedings that discusses a technique for estimating the liability for incurred but unpaid claims.

Description: This 1977 panel discussion focused on effective product management of life insurance. Topics included: 1. Definition of effective product management 2. Internal organization required 3. Establishment of objectives for a product line 4. Coordination of company activities with respect to initial design 5. Monitoring

Description: This discussion at the San Francisco and Washington 1966 Regional Meetings covers three topics - Disability Benefits under Life or Health Insurance Policies, Changes in Individual Medical Expense Insurance in the Light of Medicare, and Optional Modes of Settlement.

Description: From the April 1982 Society of Actuaries meeting in Houston. Discussion of how the insurance industries in several countries have dealt with high levels of inflation with respect to the development and marketing of insurance products. Also discussed: I. the overall business and economic environment 2. the taxation structure of insurance companies 3. the availability of suitable investments 4. the insurance regulatory climate and 5. the structure of worldwide capital markets Possible applications to U.S. insurance in the 1980's were explored.

Description: This session from the 1984 SOA Salt Lake City Meeting discusses health insurance including the topics of the Washington loss ratio report, problems which lead to regulatory difficulties later on, claims monitoring, setting claim reserves and pricing individual health policies.

Description: This panel will discuss the current status of NAIC activities with respect to risk-based capital RBC. The potential impact on financial reporting with respect to health products, specifically, indemnity, HMO, disability, and nontraditional products will also be discussed. From the Record of the Society of Actuaries, Vol.21, No. 4a.