Description: This discussion at the 1968 Annual Meeting covers equity-oriented product issues including deciding to sell variable annuities, sales methods, the effect of SEC regulations, and new equity product ideas.

Description: From a session at the 2001 Valuation Actuary Symposium, held in Lake Buena Vista, Florida, November 29-30, 2001 Teaching session covering the development of realistic liability models for use in asset adequacy analysis, asset/liability management, pricing/repricing, financial reporting or other corporate purposes. The primary focus is modeling issues for variable product features, such as minimum living or death benefit guarantees on both variable life and annuities, annuity death benefit enhancements, and variable immediate annuities. Topics include: • Analysis of the special risks posed by these products • Selecting realistic dynamic assumptions • Techniques used in modeling these products • Scenario testing and result presentation to best communicate risks

Description: 1994 SOA Spring Meeting, San Francisco. In this session about annuities, topics discussed included product design, regulatory, marketplace, compensation, and pricing issues.

Description: This discussion at the SOA 1968 Philadelphia and Los Angeles Regional Meetings compares variable annuitis and mutual funds from a company and customer standpoint. Other opportunities for selling equity based products as well as the Canadian experience are explored.

Description: In this session from the 1995 Spring Meeting, panelists will discuss the structure, cost, and reserving practices of variable annuity guaranteed minimum death benefits. They also identify and meaure the risks associated with GMDBs. It From Record of Society of Actuaries Vol. 21, No. 1.

Description: In session 118 TS of the Washington Annual Meeting panelists discuss the growth in variable annuities and the increased insurance industry exposure to mortality risk associated with GMDB. The focus of this session is on current practices in the areas of reserving for GMDB and modeling the GMDB risk. From the Record of the Society of Actuaries, Vol. 23, No. 3.

Description: This session at the SOA 1998 Maui I Spring Meeting focuses on the variable annuity market including product guarantees, unbundling, cost averaging subaccounts, asset based compensation, and variable annuitization.

Description: 1999 SOA Annual Meeting, San Francisco. The panelists provided a brief description of the guaranteed benefits offered on Variable Annuities in both the U.S. and Canada, followed by an in-depth comparison of current issues, including risk assessment, reserving, and cash-flow testing.

Description: 1994 SOA Meeting, San Francisco. This interactive presentation on variable products addressed life and annuity product design, pricing, distribution, and reserving issues.

Description: Presented at May 2002 Spring Meeting. This session provides an overview of the various methods used to manage the risks from guarantees of equity-based life and annuity products. Discussion includes the use of reinsurance, self-insurance and static/dynamic hedging.