Description: This discussion on group coverage covers contingency reserves, pool assessments related to war risks, interest assumptions for group annuities, annual statement handling of group deposit administration business, disability provisions of pension plans, and conversion to individual policies upon termination from a group plan.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss group life and health insurance, including modifications of standard underwriting controls and administration practices for groups of less than 25 lives claim experience and other matters relating to those smaller groups the experience of companies writing hospital plans new forms of group accident and sickness benefits [e.g. major medical] and experience on conversions of group accident and sickness. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: This discussion at a 1959 Regional Meeting looks at persistency of accident and health insurance, variation by type of coverage, recent experience, and the future outlook.

Description: This is a discussion about employee benefit plans: -Group Life - What has been the effect of the new law taxing employer contributions in excess of $50K? What special underwriting problems have occurred, what underwriting techniques used, what has the mortality experience been? -Group Health - What are special considerations where premium rates are guaranteed for greater than one year? Are any additional reserves established? What are the current developments in Group dental? Have any experience studies been made? What is the potential market for group dental? -Group Annuities - What volume of business has been written on separate accounts or segregated funds? What problems have arisen in administering this type of plan? -Miscellaneous- What has been the experience on high limit accidental death and dismemberment benefits? In pension plans has there been an increase in joint and survivorship options? Has there been an increase in disability benefits under retirement plans? To what extent is the new money concept being adopted in fields other than group annuities? What is the current outlook with regard to reducing or eliminating the difference in taxes imposed on insured employee benefit plans vs self-insured plans? From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2

Description: These are summaries of workshops at the 1967 Regional Meetings about net cost methods for individual life insurance and experience under small group plans.

Description: This discussion explores the areas of administration which takes use of electronic equipment in the group field. The panel also discusses policyholders looking to insurance companies for greater or lesser administrative services and if there is any noticeable trend toward self-insurance in connection with benefits under employee welfare plans. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This discussion is about health benefits for people 65 and older and underwriting appropriately for the risk. From Transactions of Society of Actuaries 1961 Vol. 13 pt 2

Description: This discussion is about comprehensice medical insurance and excess major medical coverage and includes specific measures taken to reduce claim experience, outlook for smaller groups, and claim costs of specific provisions. From Transactions of Society of Actuaries 1962 Vol. 14 Pt. 2

Description: This is a discussion about overinsurance and duplication of coverage - hospital and medical expense limits. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: This discussion is about group life insurance for employees on leave due to military service, methods for estimating group dividend liabilities, and issues in the underwriting of Group Hospital Expense insurance.