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  • Philosophy and Practice of Investment Income Allocation
    category is immediate participation guarantee or direct rated pro- ducts. In this instance the experience ... contractholder fund under the contract. There is direct and immediate recog- nition of investment generation ...

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    • Authors: Charles E Farr, Daniel J McCarthy, Thomas C Sutton
    • Date: Jun 1976
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Pensions & Retirement>Assumptions and methods; Public Policy
  • Use of Reinsurance in Mergers and Acquisitions
    results in new direct policyholders. These new policyholders have all the issues that any direct policyholder ... interest rates. Coordination is key because the direct writing company is still the one that is legally ...

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    • Authors: James W Dallas, J Gaule, Jeremy Starr
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Reinsurance
  • Corporate-Owned Life Insurance: Trends and Outlook
    largely for group carve-out type programs. The primary concern was the death benefit within the programs ... have individual accounts set up, and allow them to direct where their deferrals are going and what they ...

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    • Authors: Ian A Glew, Timothy Millwood, Christopher L Parker, Gary Thomas
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Bancassurance Products
    regions, including the U.S. industry. There is no direct representation from either banks or insurance companies ... ruled that a bank in any of these small towns can direct market insurance virtually anywhere. In November ...

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    • Authors: Application Administrator, Oscar Zimmerman, Chris M Rutten, Jean C Gora
    • Date: Jun 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Global Perspectives; Life Insurance; Public Policy
  • Dividend Philosophy
    the job into two pieces. Our first effort was to direct our activities towards the dividend principles ... business of stock life insurance companies and just direct ourselves to the business of mutual life insurance ...

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    • Authors: John A Fibiger, John H Harding, David R Johnston, Richard S Miller, Edwin B. Lancaster
    • Date: Oct 1980
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Standards of practice; Life Insurance
  • Current Issues in Sales Illustrations
    anyone here who has a two-tier product who would care to comment? Mr. Richen: This was a question ... service the payroll deduct market. That's our primary focus. I believe there was a nonterm group life ...

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    • Authors: John D Branscomb, Donald E Fritz, David Karo, Wm Harold Phillips, Forrest A Richen, Roger K Wiard-Bauer
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Give Me Some Credit! The 50-Year History of Credit Regulation
    less the compensation, less something for the direct-writing insurance company. We developed underwriting ... have an insurance company generally formed by the direct writer, and each producer of credit insurance gets ...

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    • Authors: Robert J Butler, Gary T Fagg, William F Burfeind, Bruce Camacho
    • Date: Oct 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Life Insurance; Public Policy
  • Cash Value Structures Of The Future
    when compared with some of the alternatives. The primary alternative, of course, is a retrospective approach ... that are too high. The marketplace is going to take care of that. Our next conclusion was that cash surrender ...

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    • Authors: Michael E Mateja, John McKay, Walter N Miller, Philip Polkinghorn, Peter Van Beaver, Rob T Worley
    • Date: Oct 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Current Developments Surrounding Regulations and Standards of Life and Annuity Products
    ATKINS: Does anybody think the market could take care of these excesses on its own? MR. MILLER: It demonstratively ... average credit rate tight now is 6-7.5%. I don't care whether you had a discipline scale or an undisciplined ...

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    • Authors: James Atkins, Shane A Chalke, Walter N Miller, Robert E Wilcox
    • Date: May 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy
  • Agent's Compensation: Individual and Group Aspects
    good news is that in- flation, especially in health care, has created higher premiums and more commission ... more frequently include vision care and dental care, especially dental care. These products have the effect ...

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    • Authors: Joseph R Brzezinski, Stephen Carter, J Ross Hanson, Alice M Neenan
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy