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  • New Products Accounting Alternatives
    management and mortality experience. Using these as the primary basis for profit recognition results in earnings ... Recommendation and Interpretation 1-1, which was a direct result of the AICPA/Academy task force dealing ...

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    • Authors: Bruce Bengtson, William J Schreiner, Edward Silins, Michael M Sonderby
    • Date: May 1985
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Individual annuities; Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Financial Reporting & Accounting>Statutory accounting; Life Insurance
  • Dividends And Other Non-Guaranteed Elements In Individual Life Insurance And Annuities
    but we must not let this get in the way of our primary function of defining the applicable theory. Our ... things are happening. He points out correctly that: "Direct recognitionof policy loans (the four-factordividend ...

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    • Authors: Richard S Miller, Walter N Miller, Harry D. Garber
    • Date: Oct 1982
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance
  • AIDS-The Reinsurer's View
    both reinsurance and direct business. It was from April 1986. While the direct side was testing at $500 ... rates, and I believe there are instances where direct companies have rate guarantees and reinsurance ...

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    • Authors: Kent Nickerson, Robert Tiessen, John S Tillotson
    • Date: Apr 1990
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Accelerated Benefits
    individual life, as it's marketed by agents, and in direct response sales, and for group life insurance. This ... face-to-face agent sales. The rules for group and direct response products are slightly different, mostly ...

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    • Authors: Stanton L Cole, George S Quillan, Eleanor S Hartley, Nancy Baran, Erica B Querfeld
    • Date: Jun 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • All Lines Insurance Operations
    insurance opera- tions, including differences between direct insurance and reinsurance operations. 2. Solvency ... insurance operations, including differences between direct insur- ance and reinsurance operations. Also, we ...

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    • Authors: Charles C Hewitt, Frederick Kilbourne, Frederick J Knox, W James MacGinnitie, Roy R Anderson
    • Date: Apr 1977
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
  • An Opportunity to Return to the Basics-Will We Take It?
    representatives, or retail sales people, were the primary producers of Wall Street revenues. All investments ... companies. I think more has to be done in the direct response and telecommunications area. From my standpoint ...

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    • Authors: Allan Affleck, David Seifer
    • Date: Apr 1990
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance
  • Flexible Premium Variable Life
    management and insurance risk. These are the two primary sources of profit to life companies - arbitrage ... someone. This time there had to be a great deal of care, duty, attention, conscience, etc., so that one ...

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    • Authors: William W Carter, Robert B Goode, John W Keller, Robert L Lindsay, Paul J Mason
    • Date: Oct 1983
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Growth Strategies For Smaller Companies
    here from group and pen- sion representatives, to direct response on-site sales locations, and the general ... existing distribution systems such as entering direct response, movement into Group or health insurance ...

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    • Authors: L John Achenbach, Diane Zapisek, John Ladley, Edward J Slaby, Edward J Costello
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge; External Forces & Industry Knowledge>General business skills
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance
  • Unisex - An Update
    characteristics, a similar expectation of loss. What is the primary actuarial reason for opposition? In voluntary insurance ... tell the other person why they, not you, should care. You have to identify the "right stuff". Instead ...

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    • Authors: Daphne D Bartlett, Thomas P Bleakney, Michael F Davlin, Barbara Lautzenheiser, Anthony Spano
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Health & Disability; Life Insurance; Pensions & Retirement
  • Individual Life Insurance Retention And Replacement Strategies
    dividend calculation method, Franklin Life introduced direct recognition of policy loan activity for each individual ... may be subsidizing the borrowers (this may be a primary reason for considering this type of program). However ...

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    • Authors: Robert G Chipkin, Mary G Frankel, Charles C McLeod, James Murphy, Phillip B Norton
    • Date: Oct 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance