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Tax Issues
seriousmatter of policyholderrelations,companiesmust take care becausethe IRS has plenty of authority to inflictcompany ... out there alone. On the other hand, remember the primary rule, and that is, be reasonable. If the crowd's ...- Authors: Application Administrator, Bruce Booker, Douglas N Hertz
- Date: Jun 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy; Public Policy
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Risk-Based Capital
many of them are captive reinsurers that do not do direct 1713 RECORD, VOLUME 18 business. The second ... as to the contri- bution to the national health care crisis. • Restructurings of investment, reinsurance ...- Authors: Robert J Callahan, Cande Olsen, James Reiskytl, Michael Albanese
- Date: Oct 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments
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Global Investing
itself. We no doubt have many actuaries whose primary interest is with pension funds while others focus ... these portfolios? First of all, Portfolio 1, is the direct investment in long Canada bonds. Our second portfolio ...- Authors: James A Creighton, Anthony Dardis, Blake R Grossman
- Date: Oct 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments; Global Perspectives
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Open Forum for Small-Company Issues
been assigned to a new profit center, trying a direct mail method of distribution. One promising area ... Life and Health Compliance Association, which takes care of a lot of the regulato- ry initiatives, for example ...- Authors: Robert H Dreyer, Kevin A Marti, John M O'Sullivan, John W H Taylor
- Date: Oct 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments; Global Perspectives
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Cost Disclosure in Individual Life Insurance
inquires about cash values on the policy he could care less about the present value of nonforfeiture factors ... NAIC's use of multiple index numbers and facilitates direct cost comparison between policies, (4) disclosure ...- Authors: Russell R Jensen, J Bruce MacDonald, Norman K Martin, William F Sutton
- Date: Oct 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Risk Classification Trends
fiction retrospective. Not so, but I would like to direct your attention to one of the early science fiction ... morale and thus resulting in lesser sales. The primary goal of the risk classification process is to maintain ...- Authors: Application Administrator, Paul Howman, John W Paddon, Gregg R Sadler
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Term Insurance Reserving
radio too, and that brings us to the rise of the direct marketers. Many of you are familiar with advertising ... radio, television, and the Internet. This is the direct marketing of term insurance. These are the select ...- Authors: R Thomas Herget, Marina Adelsky, Kathleen Hansberger
- Date: Oct 1997
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life
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Reserves for Structured Settlement and Similar Reporting Annuities
mortality studies for substandard business is that care will have to be taken in interpreting the mortality ... settlement, he lives better and has better medical care. Consequently, he exhibits mortality that is signifi- ...- Authors: Donald E Fritz, John W Paige, Steven A Smith
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Reserves - Annuities
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Valuation Actuary Overview - The New Statutory Valuation Opinion
insurance, v_r_'_ninhealth, disability income, long-term care, and other longer liabilities would have a higher ... effect, one projection process nested within the primary projection. For crediting, unless your business ...- Authors: Douglas Doll, Deborah A Gero, Abraham Gootzeit, Marc Pitoniak
- Date: Oct 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Life Insurance>Reserves - Life Insurance; Public Policy
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy