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Cost Disclosure in Individual Life Insurance
inquires about cash values on the policy he could care less about the present value of nonforfeiture factors ... NAIC's use of multiple index numbers and facilitates direct cost comparison between policies, (4) disclosure ...- Authors: Russell R Jensen, J Bruce MacDonald, Norman K Martin, William F Sutton
- Date: Oct 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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The Valuation Actuary - An Overview of 1993 Developments
Group was headed by Mike Abroe. The Long-Term Care Note was chaired by Bart Munson; the Small Group ... least one of the members of the work group has had direct experience relevant to each of the subjects of ...- Authors: Application Administrator, Frank P Dino, Donna Claire, Richard S Miller
- Date: Sep 1993
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Actuarial Profession>Best practices; Public Policy; Reinsurance
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Minimum Guaranteed Benefits on Variable Annuities
M group. I'll start the discussion by taking care of some old business, such as AG34 and AG39. Then ... after a few years. Remember that the only thing we care about is the worst surplus position along this ...- Authors: James W Lamson, John M O'Sullivan, Timothy Hill
- Date: Sep 2003
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Annuities>Reserves - Annuities; Annuities>Variable annuities; Public Policy
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Valuation Actuary Overview - The New Statutory Valuation Opinion
insurance, v_r_'_ninhealth, disability income, long-term care, and other longer liabilities would have a higher ... effect, one projection process nested within the primary projection. For crediting, unless your business ...- Authors: Douglas Doll, Deborah A Gero, Abraham Gootzeit, Marc Pitoniak
- Date: Oct 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Life Insurance>Reserves - Life Insurance; Public Policy
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Solvency Standards in Canada
pr inciple by the CIA Council as a reasonable direct ion to follow. The teaching session later today ... la ted mat ter which also requ i res a lot of care is ensur ing that the mix of bus iness for ...- Authors: Allan Brender, Robert Howard, David R Johnston
- Date: Jan 1987
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Modeling & Statistical Methods; Public Policy
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Statutory Reserves for Nonlevel-Premium Policies
the unitary method or annual term method. The primary argument against the unified method is that it ... floor would be redundant. Now that I have taken care of the technical matters, I comment on the opposing ...- Authors: Wilbur M Bolton, Roy C Olson, A Stephen Beach
- Date: Oct 1990
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Matching Assets And Liabilities
investment technologies should be done with some care. We at Crown Life believe strongly that any new ... heartache and headache of segregation, but I think the primary motivation and the major benefits would be to facilitate ...- Authors: Allan Brender, J Ian Dalrymple, David R Johnston, Michael Rosenfelder, Stuart Wason
- Date: Oct 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Asset liability management; Public Policy
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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Options And Futures - A Teaching Session
not by expectations for interest rates. • The primary uses of interest rate futures in our industry are ... the last two terms, cash return minus coupon, the direct arithmetic relationship between the price of the ...- Authors: Robert W Crispin, David M Dunford, David P Jacob, James A Tilley
- Date: May 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Investments; Public Policy
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Reinsurance Credit Exposure
in this program primarily because they are the primary grantors of letters of credit. Up until about ... in advance. Extra-contractual payments of the direct writer: this scares lawyers because we always ...- Authors: Edward Betteto, James W Dallas, Mark Rouck, Dana Wiele
- Date: Sep 2003
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Global Perspectives; Public Policy; Reinsurance